Five Season’s of Beauty!

Are you one of those lucky ones with five seasons in Life?

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There are different ways of naming seasons, people, trees. Seasons in India are Summer, Monsoon and Winter. People are described by their heights, their likes and dislikes. Some are coffee folks and others are tea folks. Some are beer guys or wine folks. Some love whiskey and others like their Vodka or Rum! Some are morning types and others are night owls! Trees are classified as coniferous, perennial, shady and so on. My favorite method of differentiation of people is based on the seasons they like.

Seasons based on Calendar are winter, spring, summer and autumn. In tropical areas the seasons are only two, wet and dry seasons. But in India seasons are Summer, Monsoon and Winter. Monsoon season is very different in India. When did I really start understanding seasons? I was in school maybe 5th grade and one day I needed an umbrella to go to school as I had exams on that day, hence I needed to go to school. This thing had never happened before so when it rained, I simply used to skip school if it rained heavily.

Names of seasons are also used to describe somethings in our life. Winter of discontent, there is a spring in his stride, are some of the terms come to mind. Summer of discontent is another term, that is used. What do these indicate? Winter of discontent indicates that bad days or times are at an end and they change for better, in the form as spring is coming soon! Summer of discontent is the term used when unhappiness or sadness of life is at the peak! Spring in stride indicates the fresh air or exuberance.  The reappearance of robins. The disappearing snow.  The longer hours of daylight. The emergence of flowers.

I started thinking in terms of Indian seasons, am I a summer guy or a monsoon guy or a winter guy. In India, the weather conditions are different in various parts, simply because of hugeness of the country. In summer, we have temperatures nearing 50 deg C in certain areas to minus 10 deg C in cooler climates in winter. Monsoons can bring rains to the tune of 1200 cm in a season. Weather in the country can be moderate to extreme like the human beings. Pune, where I normally live, is known for moderate weather, all the seasons are comfortable. Has that made people in Pune reasonable people? Does extremism or moderation in people happen because of the weather? I think it does. I am talking of general populace and not the wrong kind of people! Wrong kind of people are omni present where ever they want to be, irrespective of seasons or weather.

Summer, for me is lovely Alphonso Mangoes, Sugarcane Juice, Raw Mango Panna a kind of home-made sherbet! In childhood, it also meant school holidays, round the day playing cricket, table tennis and badminton! I used to live in Mumbai in those days. Once in a while there used to be a trip to relatives’ homes in Bombay or sometimes to Pune. That was the farthest we would travel in those days. There were no summer holiday trips to cool climes. Those were outside means of our family. And did I enjoy my trip to Pune by train? Eating Batata Wada (a potato patty) at Karjat!  That used to be the high point of the journey! End of summer also meant excursion to markets with mom to get new school uniforms especially when I out grew the older uniforms! Then of course there would be a trip to stationery shop to buy new notebooks. Followed by a session of covering the notebooks with brown paper, followed by sticking the labels for the names! Of course, there used to an occasional day of punishment when we overdid things! There used to be pinching of small coins from home to drink ice cold lemon sherbet on cricket ground.  But now in golden phase life things have remained more or less same but with one big difference. Diabetes makes things a little bit tricky for Mangoes and Sugar cane juice!

Monsoon in Mumbai and Pune are totally different. Most of the monsoon, one could manage without an umbrella in Pune! In Mumbai, many times it hardly mattered whether you wore a raincoat or had an umbrella; you would get drenched. Weather in Pune in Monsoon would bring a bit of chill but in Mumbai you were not sure whether you got drenched in rain or sweat! In Mumbai, going to Marine drive to walk on the sea wall, with heavy rains with heavy rains lashing and sea waves crashing on the wall! Oh, what fun we had! Mumbai’s rain fury is seen to be believed! As the British say, it rains Dogs and Cats in Mumbai, sometimes. Though it is a bit difficult to handle, it should be enjoyed at least once. It should be added to your bucket list. One day, I had pinched some coins from home and it was raining heavily. Heavy rains could sometimes create havoc in Mumbai. This was great opportunity to come home, from school,  ( we used to lie about lack of buses) walking in heavy rains and on the way, going to our favourite restaurant to eat a Dosa! That was the biggest heist in our lives!

Winter, of course is a special season for Pune. Cool breeze, some mist, some fog, everybody going around in their woolens with seniors using mufflers and woolen caps! Drinking hot tea with Salty biscuits at the road side kiosk was equivalent of reaching the heavens! In my younger days, Pune would almost shut down around 7 pm, like it happens in cold climates. I remember that my grandfather used go to sleep at 7 pm! Going up the hills in winter was another of past time in Pune. In all my stay in Mumbai, I was required to wear a sweater may be a few times but in Pune, for 2 ½ months sweater was a must!

Which is my favourite season? Cool climates are what I love the most but then monsoon chill in Pune is also great fun and as temperature don’t go down like in winter. Recently in Switzerland, we were caught in Bern, with reasonably cold weather accompanied by a light drizzle. We were geared for both rain and cold but found it very difficult to handle it!  That is when I realized that I love dry cold and not wet cold! I love winters in Delhi too but these days pollution has made things tough to enjoy. So finally, I am a winter guy, in hot countries!

Folks, there is one season that we forgot! Its season of love! Well, romantic love is what I am talking about. This is one season that never goes away, its beauty never feds!  It has its own low tides and high tides! All the things mentioned above, get turbocharged when you are in the love season! Seasons of nature and season of love merge. The season of love never changes into next season, but has its ups and downs! This has its highs and lows! But how many of us are lucky enough to have season of love in the life, throughout life? Season  of love in life, is a great elixir and is supported by small doses of nectar provided by the natural seasons! Lets get a bit philosophical. Do you have five seasons in your life?

I will share with you a lovely Hindi film song. It talks of natural seasons and the season of Love! Enjoy!

Palmistry & Horoscope!

The other day we went for dinner with an American friend of ours. The restaurant was in a mall! While going to the restaurant we saw a palmist sitting with his advertisement board and all! He was dressed in appropriate attire. This is a very sensitive subject, so here is a disclaimer! I am not writing this to hurt anyone and I am not passing any judgement. When I read on these subjects, questions come to mind. I am trying to check them against known facts and current scientific knowledge.  

Our friend asked us jokingly, “Hey Pramod, did you and Jaya get your horoscopes matched before marriage?” I told him we did not do that, I said we had a civil marriage where no religious ceremonies were involved. Both Palmistry and reading of horoscope are supposed have their origins in India. Both these  have been practised from ancient times in India, China, Greece and old cultures. There have been misconceptions, wrong interpretations, disrepute galore through the history, about these practises. Are these sciences as some people call them ? We have extreme views on the subject, total belief to total disbelief! The real thing must be somewhere midway as usual!  

What does palmistry tell you? The palmist studies the palm of an individual and can foretell some things about the person by studying lines, shape of palm, ups and downs on the palm and so on! Physical features of palm definitely tell about person’s cleanliness, health, occupation, nervous habits. Nail biting and Calluses are indication of this. Over a period, a palmists have learnt to judge the people’s personalities. I have a feeling that 60% information predicted can be correct. I assume that these people also study the face of the person; face reading is also an art. We are also aware, that medical professionals are able to judge various things about the patient’s personality looking at the face and the palm. But this is judgement backed by scientific knowledge. I feel that palmistry can be described as an art rather than science. During my childhood in Bombay, there used to be palmists siting on footpaths. They would have details written on paper and neatly tucked in envelops. These envelopes, between 50/75, would be kept in front of him. When a customer arrived, there was a practise that the customer would be asked to give some feed to the bird! After that, the bird would hop around and select an envelop for the customer. That envelop contained a document with customer’s future explained! Wow! Perfect natural way of prediction with no bias! Now I am told that bird is replaced by a computer!

Horoscope is another matter. The description of the constellations is based on the Traditional Astrology – the emphasis is put on the natural inclinations, talents, and events that one may encounter in life. Horoscopes are mainly used for matching personalities of the boy and the girl before the marriage. Each horoscope is supposed to have different Gunas, or check boxes. It is said that if 36 Gunas match for both, then the pair is perfect for marriage. If the match is less than 18, then the marriage is not expected to take place. I also understand that the horoscopes can be suitably modified, at a cost! I remember a joke. A pair decides to get married after their parents get the Horoscopes matched. Match is 100% as 36 gunas match. Then next day they go out for a cup of coffee. The girl says to the boy, now that we are getting married based on 100% horoscope matching, tell me how many affairs did you have? The boy is a little shaky but says, “Oh! I had five affairs!” The girl says.”now I believe in horoscope completely! Our 36 gunas had matched! I also had five affairs!” 

Lot of questions come my mind. My personal opinion is that these are not proven practises. These are judgment-based reading of the situation. In case of palmistry looking at hand and face! In case of horoscope, these are based on horoscope created for the person born. In horoscope, study is made with help of checking of Nakshtras or Lunar Constellations and their positions with respect to each other. This is supposed to checked on the basis of exact time of the birth of the child.  That is where questions start popping up in my mind. Currently, 3,500,00 children are born every day. This means 4 per each second. Do all these four have exactly same horoscope? Since horoscopes are being created for a very long time, there could have been issues due to incorrect time measurements. Time measurement correctness must be an issue even today in rural India. If the basic premises are wrong, then will the Horoscopes be correct? The Horoscope also says that an individual can have bad omen or Mangal Dosha, when there is certain astrological combination. 

In Hindu astrology, Mangal Dosha is an astrological combination that occurs if Mars (Mangal) is in the 1st, 2nd (Considered by South Indian Astrologers), 4th, 7th, 8th, or 12th house of the ascendant chart. A person born in the presence of this condition is termed a Manglik. 

It is believed to be unfavorable for marriages, causing discomfort and tension in relationship, leading to severe disharmony among the spouses and eventually to other bigger problems. This is believed to be caused due to the “fiery” nature of the planet Mars, named after the Roman god of war. Also, if two Mangliks marry, the negative effects are believed to cancel each other out. However, Mars is not the only planet in Astrology that is supposed to affect the relationship and these effects should be seen in a broader perspective of overall astrological compatibility. Two bad things negating each other and creating “Good” scenario, is a great way of overcoming constellations! I am told that there is one scenario where the Mangal Dosha in a person can be negated by doing some religious ceremony? How convenient?! 

I remember one scene from a Hindi Movie, Munnabhai, MBBS. During the marriage ceremony of a couple, their  Priest is creating fear in the mind of the family about Mangal Dosha and what can go wrong because of that. The hero of the film asks the Priest, “Do you know what is going happen to you in next one minute?” The Priest says that nothing is going to happen. The hero takes out a gun and puts it to the head of the Priest and says, “I am going to kill you! If you do not know your own destiny how can you tell other people about their life’s destiny based on unproven practices?” Of course, he does not kill Priest! The destiny is the correct word and destiny generally decides what is going to happen in our lives. The beauty of life is that, we do not know our destiny. It helps us remain optimistic all the time. I had a sore throat trouble for a month in 2013 end; till I went to a specific doctor I never imagined that I would be detected with Cancer! Even when I went into his clinic, I thought the doctor will give me some very strong antibiotics or steroids! This is destiny! But I did not go to palmist or a horoscope guy.   

In today’s times there is great scientific advancement, many things are predicted by science. Still a large number of people believe in in unscientific methods of predicting future, deciding marriages, starting new ventures. What is it? Fear of God? Fear of Bad Omen? What is Bad Omen? This term is being used in the foreboding sense, as with word ominous.  

Palmistry is another method of knowing about the nature of a person and foretelling persons future. Let me tell you scientifically the reasons why we have lines on the palm. Scientifically speaking the lines on a palm, or palmar flexion creases, help the hand’s skin to stretch and squeeze. They can also help identify certain medical conditions. The thickness and number of creases on your palms also depend on factors such as family history and race. This indicates that these lines are formed in the natural way. Lesser number of creases may cause difficulty in stretching skin in that area and may cause bunching of skin.  

Using these lines to predict nature and future of the person is difficult to accept. Faith that people have in palmistry is simply amazing. Let me tell about my college friend. He was a very smart guy and suddenly he started claiming that he has been studying palmistry. But he also claimed that he had specialized in palm reading of girls! Let me assure you, he had a good cliental in college and all his friends were extremely jealous of him!  

I simply believe in Him and destiny. I will share a small anecdote which mixes horoscope and destiny, but its fiction. A person goes to see a horoscope guy and asks about his destiny. Horoscope reader tells our friend that he can predict death but does not share this information. He is told, “You are going to die today evening at 6 pm hence I am sharing with you the time.” Now our friend gets upset and decides that he is going to cheat death! He tosses a coin, heads he goes to North and Tails he goes East! Its Tails so he goes 100 km East and checks into a hotel. Orders food, asks for some beer and watches TV. He awaits 6 pm! At 6 pm there is a knock on the door. He opens and sees Yamaraja himself, the God of Death. Our friend says, “Ok, I am ready but I tried to cheat you and it was pure luck of the coin that decided my presence  here today. How did you locate me?” Yamaraja is surprised with the question. He looks at the document in his hand and says, “This document says that you would be in this hotel today at 6 pm. I was not required to look for you. I came here straight!” Destiny? 

I am predicting future! Future tellers will ask you to put your finger on a glass, eyes on lenses; immediately you will get OTP! The teller will tell your Name, Age, Sex, Address, Date of birth! It’s pure science called UIDAI!

Money Matters!

My take on modern money management and bitcoin!

Money, Money, Money is lovely song by Abba from 70’s. Money is an important thing in life but it is not everything.

Historically when life started, there was no trade as there was no ownership concept. With individual ownership concept, starting 10000 years back, barter system started. Which later got converted to money and later into currency system. With industrial revolution, wealth generation started galloping and with that the greed! Before this period, only rich people were  the royalty and their kin! This of course continues, I need not say who the modern royalty is. Latest revolution in computers and related businesses have crossed imagination in wealth generation, beyond everybody’s expectations. But the main thing is the “you and me” gang started doing well, moneywise!

How do people make money? Some are brilliant wealth creators, they develop products, processes and concepts which the whole world appreciates and buys. Some inherit money but people like you and me, make money in a very conventional way. Typical people of our generation got themselves good education, took a job, tried to get office accommodation, later bought own home. With other family responsibilities, small amount of money remained in balance which was promptly invested in Bank Deposits. This was the process of living life, straight as an arrow and most important, safety first!

But is the conventional way of living safe life and being satisfied with it, relevant in today’s times. Probably safe deposits route was perfect for socialistic thinking of 70’s and 80’s of last century, we got used to it and continued. One person in Mumbai was given Shares of Wipro in 70’s worth Rs.10000/. The person was moneyed even in those days. He promptly forgot about the shares. When he died around 2010, his family found these shares which were simply stowed away. Their value had become Rs. 280/ million! Wow, Wow and Wow! In today’s financial jargon it is called long term investment! The money was invested in the so-called Market! In modern economies an individual is now being forced to be in the “Market”. For bank fixed deposit now, interest rates are negligible hence the shift. But there is greed. People got lured from FD in banks to very high returns from time immemorial. When banks could not give good returns, how someone else will be able to give high  returns on money. No one raised such issues, at least initially.

In came Charles Ponzi in 1920 in USA. He started one such scheme and lots of  people got sucked and ruined in his schemes. A Ponzi scheme is a fraudulent investment operation where the operator, an individual or organization, pays returns to its investors from new capital paid to the operators by new investors, rather than from profit earned by the operator on previous investments. As explained, excellent marketing techniques helped first group of people to be lured to such schemes. They were given exorbitant returns from the money invested by next batch of people. This cycle continued for some period and then unexpectedly for the investors, but expected by knowledgeable people, these schemes collapsed. With the schemes collapse, the people collapsed. The way Cadbury chocolate has become generic name for chocolate made by any other company, all such fraudulent schemes came to be known as Ponzi schemes.

Latest to join the bandwagon is the currency in news, I won’t call it popular, Bitcoin. Bitcoin is a cryptocurrency, a digital asset designed to work as a medium of exchange that uses cryptography to control its creation and management, rather than relying on central authorities. The presumed pseudonymous Satoshi Nakamoto integrated many existing ideas from the cypherpunk community when creating bitcoin. Over the course of bitcoin’s history, it has undergone rapid growth to become a significant currency both on and offline – from the mid 2010 onward, some businesses on a global scale began accepting bitcoins in addition to standard currencies.

To give you some feel, in 2010 Bitcoin was trading at 1 bitcoin = US $ 0.003. In November 2017 at its peak it was trading at 1 bitcoin = US $ 17,900/. Today, January 2018 it is trading at 1 bitcoin = US $ 11,171/, this is the  reduction in one month. Ponzi Scheme? I don’t know. Bitcoin is trying to replace global currency in the form electronic currency. But for such type of Electronic currency to succeed, all nations in this world will have to agree. Ten developed nations in the world including US, UK, Denmark, Sweden, Australia have formally accepted Bitcoin as a currency. This may get accepted over a period of time as money. All sovereign countries formally have to be accept Bitcoin. Without this acceptance I visualize a tricky scenario e.g. today you can get one Pizza in US for one bitcoin. How much will you pay for the same Pizza in UK and in Australia? Is this rate going to be based on comparative rates of current currencies? Presently, I find it difficult to understand how this will be achieved. Will I dabble in Bitcoins today? Definitely not. The currency which can get 38% devalued in such a small duration, and has yet to get approval from most of the countries in the world, is a strict no, no for me. I am sure Bitcoin or something similar may become a global currency in future but I feel that is still some time away.

What will today’s generation tell their children about money management? Take your education and learn some special skills of your own! Well, I am sure you know the market conditions, if not study them and create your wealth. Don’t waste your money on homes and cars, when you can always rent whatever you want. But try to stay away from Bitcoins of this world. It is today’s Ponzi scheme!

To you my friends one quick suggestion. Under financial advisor, put some money in market schemes which are Trigger based. Your funds are normally invested in debt funds; but when the equity market is on the Bull run, the money  will get transferred to Equity, make decent money and when Bear run starts money will be shifted back to Debt funds! Any takers from my generation?

Home Alone !

One is never Alone! One can be lonely due depression or some illness!

The other day while chatting with some friends, a friend used a term Home Alone or something similar! The reference was about someone, whose all three children live in US, Germany and Australia. He used a phrase that was contradictory. “You two must be alone here as all your children live in foreign countries”! How can two people be alone is the question that came to mind. A person is called alone when he has no one! But can any person be without anyone? 

The fact that a person was born means at least two people were involved in the process. My theory is that no one is alone. Alone, loneliness is a state of mind and not physical. When the friend made the statement mentioned above, it was contradictory. When husband and wife are together they cannot be alone! They are a couple who have spent their life together. As against this, a person lives with spouse, children, their family and relatives but still can be alone. But this may be better described by word lonely! When we are born, we come in this world alone and when we pass, we go alone! These are probably only events when one is alone.  

At birth, every child is alone in this world as the child does not know anything, understands nothing. This happens in all the species. Some nurture their babies, bring them to a stage where they are slowly able to manage and handle  the world. Time required to achieve this independence varies from species to species. Only in human race, because the child has to pick up a lot of skills, we look after our progeny almost for first 19/20 years of life. During this period, we learn a lot of social skills, we develop a lot of friends and acquaintances. This obviously gets developed into every person’s ecosystem. Of course, there is a possibility that the ecosystem may shrink over a period if one lives way beyond normal life expectancy and this can happen in late phase of golden age.  

Some are born extroverts and some are born introverts. Those who are introverts can have lesser company of people over their life-time. I am confident that they are definitely not lonely, it is the way they are made. Introverts may be happy to have less people around whereas extroverts will be happier with more people around. The so called lonely exist because of certain health issues like depression or major illness. These issues need medical treatment. Another reason the loneliness can arise is because of certain different traits in one’s nature. Some are very uncomfortable meeting new people whereas some are looking forward to meeting new people; it is their elixir! Some have inferiority complex because of the way they look, the family where they are born and so on. But generally people look for good traits in an individual rather than their physical side. Those with such trait can become lonely.

Loneliness is a state of mind created due to some event or an illness. This state of mind creates a poison within you! It is like bile generated within you. You feel better only when the bile is vomited out. Similarly, we must make an attempt to throw the poison of loneliness out of the system.  Most of the time, the state of mind is created due to misunderstanding; this can also happen due to not understanding or knowing the right circumstances.  

I found a beautiful poem, about loneliness,  on the net. 

If tonight you feel alone wondering 

If anywhere anyone 

Could possibly be missing you 

Just know that if they do not miss you 

It is because they do not know you 

And have not seen the incredible beauty in you 

This poem correctly depicts the situation which arises by not knowing the facts! 

Friends, I veered from a casual remark made by someone, “You two will be alone, is it not?” The technology which is available now is the greatest boon to mankind. How it has brought people closer and together? How family living in different parts of the world can be close to each other due to technology? Alumni Associations, different WhatsApp groups, Facebook have done miracles in the lives of people! But will all this really help if your mind is not open? This technology has created some funny situations of loneliness where someone with 1000 FB friends does not know his neighbours.  

So, keep yourself and your mind open; even after trying this if you still feel lonely go and see a doctor and get yourself treated! After all one can take horse to the water, he will remain thirsty if he does not drink it. You can still be lonely in Sea of People!

 

 

 

 

Supreme Rubble!

My take on Supreme Court situation!

Last two days saw tremendous churning in India’s democracy. We are proud to be the largest democratic nation in the world. India is also described as a functioning anarchy. Our friends from different countries are simply amazed to see how our country works both in good and bad way. In am sure, that some of them will be worried that if India were to become a more disciplined country with disciplined people, we will overtake most of the other countries in everything as we have large population which is hoping to get more educated. We are doing it anyway in our current chaotic status. Judges did not need to add to it!

Before writing anything further I am sharing with you the Oath taken by judges during swearing in and the Procedure to Impeach Supreme Court Judges. All rights are with the Collegium. This is important because then we will understand that this institution of judges is independent of the Executive functions i.e. the Government.

OATH TAKEN BY JUDGES

will bear true faith and allegiance to the Constitution of India as by law established, that I will uphold the sovereignty and integrity of India, that I will duly and faithfully and to the best of my ability, knowledge and judgement perform the duties of my office without fear or favour, affection or ill-will and that I will uphold the Constitution and the laws.

IMPEACHMENT PROCESS FOR JUDGES

As Per Article 124(4) of the constitution, President can remove a judge on proved misbehaviour or incapacity when Parliament approves with a majority of the total membership of each house in favour of impeachment and not less than two thirds of the members of each house present. For initiating impeachment proceedings against a judge, at least 50 members of Rajya Sabha or 100 members of Lok Sabha shall issue the notice as per judges (inquiry) act,1968. Then a judicial committee would be formed to frame charges against the judge, to conduct the fair trail and to submit its report to Parliament. When the judicial committee report finds the judge guilty of misbehaviour or incapacity, further impeachment proceedings would be taken up by the Parliament if the Judge is not resigning himself.

The Supreme Court of India is totally independent of the executive and can take up certain cases under its aegis Suo Moto (on their own). This is a great counter balance to governments which many times behave in a manner which are guided by personal thoughts or political thoughts. The improvement of the people and state of the nation are their objectives but governments tend to slip! Classic example is emergency declared by Indira Gandhi’s government in 1976. Government had taken away Habeas Corpus.

Habeas corpus (/ˈheɪbiəsˈkɔːrpəs/; Medieval Latin meaning literally “You may have the body”) is a recourse in law whereby a person can report an unlawful detention or imprisonment before a court, usually through a prison official.

Supreme Courts are expected to act against such events. Discussion about emergency will be another matter, hence I am sticking to the current events. When such an august body like Supreme Court is in upheaval, nation is bound to sit up and notice. We cannot go against this act to any court. Everybody has to say things very cautiously, so that basic laws are not broken. There is no authority in our country which can resolve this issue; it needs to be resolved by itself. It’s like asking cancer cells to cure the disease.

I was trying to understand the situation with my limited knowledge on the subject. But I find the following.

  1. I felt that there is some conflict of interest
  2. I am surprised that out of 25 judges, four senior most judges have rebelled, if I may use the word. https://en.wikipedia.org/wiki/List_of_sitting_judges_of_the_Supreme_Court_of_India
  3. Out of four three may never get the opportunity to become Numero Uno as their retirement dates are before or very similar to that of current Chief Justice.
  4. It is already a known fact that even President of India has no say in this matter.
  5. It is expected that the judges do not take press conferences, have direct connect with people; you and me can be friends with anybody and everybody, but judges can’t do that!
  6. This unprecedented act was according most analysts, uncalled for because the solution for this issue has be found from within, there are no other options. When a reporter asked one of the judges if you are looking to impeach chief justice, he said that it is for public to decide! How does public decide, when this out of gambit of everybody else including government?
  7. There is a story today, that government is now trying to change the method of selection of judges. Currently judges select judges. Why open a gate for outside interference?

What did these four judges achieve with this act that created a situation where the rubble is created out a strong judicial building? What made these wise old men to act this way? I am not sure if the story will ever come out. What are the results of this act? Rumour mongering has started. People have already started making this a political issue. An item on the net says, that these four judges are congress supporters; since CJI allowed 1984 cases of Sikh killings to open up these four revolted. He is supposedly pushing faster resolution of cases against Lalu. Come on, suddenly honest judges don’t become partial. In fact, in last few years many politicians have gone to jail, and many were released due to lack of evidence! This clearly indicates that things are hale and hearty in the judicial system.

By this press conference, they have opened a Can of worms, but Can is with them and with no one else. They themselves have to put the worms back. Media will have a great material to improve their TRP. There will be media circus going on for some time! So, my usual question is Why? Why and Why? Honestly, I have no answer and I hope that the issue will be resolved as soon as possible but I know that it will an outwardly resolution and not a real solution.

The main contention of these wise men was that institutional traditions were broken. These traditions have started more than 100 years, do they not need change? Currently government is repealing laws that exist in our constitution that have absolutely no relevance in today’s time. About 20 years back, they found out in district of Solapur, a report was being generated and obviously filed. I will tell you why. This report was giving a list of somethings done during the month and was needed to be sent to, of all the people “Queen of England”! This was in year 1995. Can you believe it? This was stopped right away. We have switched from messengers, to postal letters, couriers, to e mail, to SMS, to WhatsApp messages. Government departments have also started legally accepting the new methods of communication. Convicts have been taken to courts for cases going against them. Now the courts have allowed Video Conferencing for this, in cases against certain dangerous criminals? Traditions? Does this Video questioning become wrong? Illegal?

This whole circus has become  like a case where your parents openly have big shouting match in public. Only they can resolve it then why had it in public. I just remembered my blog who will guard the guards? Tell me your opinion on this matter.

https://panvalkarpramod.wordpress.com/2018/01/06/quis-custodiet-ipsos-custodes-who-will-guard-the-guards/

Let us all become Bill Gates!

Let Donations be way of life in Golden Period of Life!

BillGates

Bill Gates has done many things in a single life time, what most others will not be able to even think of doing in many lifetimes! The most famous Harvard dropout started Microsoft with Paul Allen and today Microsoft is the world’s biggest pure software company. They are hardly into hardware! While achieving this, his wealth kept on increasing by leaps and bounds. He started donating his wealth, the figure I could locate is US $ 60/ Billions, his total donations till 2016. It is immaterial how much % of his total wealth he is donating! He has not only donated his wealth but is encouraging many super rich people from different countries including India, to donate their wealth. Slowly but steadily the movement is catching up and people are coming up by donating huge amounts of money. But is this the prerogative only the super-rich? I don’t think so.  

https://www.gatesfoundation.org/

Link for Gates Foundation

Gates foundation has three main bylines. 

  1. Ensure more children and young people Survive And Thrive  
  2. Empower the poorest especially women and girls, to transform their lives
  3. Combat Infectious Diseases That particularly affect the poorest  

This mainly suggests of empowerment via education and good health of weaker sections. I had similar thoughts in mind but I thought borrowing proven ideas makes more sense. These bylines make so much sense. They talk of practicalities of life! Ensure that more children and young people survive- it means that let’s nurture our future wealth, the children of today! Empower the poorest especially women and girls- it means make the weaker section of the society stronger. Combat infectious diseases which affect mainly poor. If we want to become Bill G we can try something similar!  

There are millions of people world over, who have money far in excess of their needs, mind you they are not super rich but are fairly well off. For theoretical calculation, let us take the case of India and China. Consider a figure of US $ 10000/. This is equivalent to Rs.6.6/ lacs. According to me at least 1 million people in India and maybe 2 million people in China can donate this amount easily! So, in US dollar term it is 3 million people can donate US $10000/ each. The collective amount becomes US $ 30/ billion.  

Let us consider next group. Reduce one digit from US$10000/ and make it US$ 1000/ which is Rs.66000/ The number 3 million can become 30 million. So, from this group of people, the amount generated can still be 30/ Billion! Are we not in the direction of becoming Bill G? 

If people decide to donate the sums I have indicated, we create one more Bill G! 

Folks, I have just shown you some calculations which are hypothetical but these are not an impossibility! This is only tip of the iceberg! Our world needs many Bill G’s; I am a firm believer of theory, that when less and less people are jobless, and in good health, this world will become a better place. But unease, shear pain of looking for your next meal, and many frustrations due to poor health leads to many bad things that happen around us! So instead of happy world, situation is sad. Consider an Utopian scenario where everybody gets a job, their daily two meals and are able to send their kids to school. This is what we should aim for. 

What can donations do? It is not about collection of donations and putting them in a bank account or a black box. We must look at the broader picture. What have the Bill G’s of this world done? First step was to think about giving away the wealth. Second, they decided what to do with that money. Then plans, organizations, budgets were prepared. Gates foundation came into being. They decided how to go about all this; the bylines mentioned above tell us the direction that they have taken.  

How to put my hypothesis mentioned above, in practice? In our case,  

  1. Firstly, we will have to decide to become Bill G  
  2. We should also want to make some of our friends Bill G! This process has to run like a chain reaction  

I am sure something big can happen. In Bill Gates’ case, the money was already there; in our case also money is there. But it is in different locations under control of different people. This really is the problem, 

Consider a case of an individual. The person is at stage zero and is not aware how much spare money is available! The quantum of money available for donations is going to be dependent on how the person analyzes the finances.  

I honestly feel that we can start this thought process around the age of 40! We will have to make some assumptions here. Firstly, we can assume that we are going to be on the “Tera Firma” till the age of 80. Does 80 sounds like a good figure? We can honestly do a lot in 40 years. We can start with small amounts of money at the younger age. When we retire and are in golden period, we should become more serious about donations. My take is that people keep on doing charity but it is not commensurate with the funds they have. Why this is not done, is because we do not do the realistic calculations. Another thing is there is no well spread culture of donations in our society.  

In golden period, money is needed  

  • to live,  
  • to have fun and holidays,  
  • contingencies,  
  • medical emergencies  
  • and to pass on to the next generation. 

If we are lucky and pragmatic, we can make changes in the phase “pass on to the next generation.” Do we really want to do this? Do they really need this? Are they struggling in life? If the answer is NO to all these questions. Calculate how much money you need to live, to have fun and holidays, contingencies, medical emergencies. As we grow older, only medical expenses can start going up; expenses under other three points, slowly will start coming down. The money that we have in golden phase is from Income from our capital or war chaste, and in some cases pension. I feel that we are afraid to touch our capital! Super rich have so much capital that they do not have worry about such aspects. But we the middle class and slightly rich also have more capital than we need. On top of this, we have money invested in homes. Emotional value and “passing on to next to the generation” are main reasons we hold on to them. Why not sale them over a period and start living in rented homes? Some people think that reverse mortgaging could be a better but it is individual choice!  

Passing on money and homes to the next generation is a good idea but passing on to them the culture of donating is even a better idea! In our country and I think in Maharashtra, the state where I live, the donation culture has been present only in rich people. But we have forgotten that during last 20 years we have done better than we have ever done, and there is money available for donations. 

Coming together and forming and organization like foundations, can be tough and we may be skeptical about it. I suggest following routes. 

First and foremost, do not be  cynics; systems do work in India many times.  In Pune Adar Poonawalla foundation has already taken up 40 kms of public  road cleaning under them by donating Rs.100/ crores! . 

  1. Sponsor children’s education – there are institutes like Karve Institute
  2. Improve schools-  Give them modern education tools and for god’s sake repaint some of them, especially vernacular schools! Children from low income families go there! You give I pads to your kids, to play, anyway!  Two ipads equivalent is the cost of one school room modernization. 
  3. I am told that we can donate to build public toilets, there are organizations who will maintain these at a cost for you. Do it!  
  4. We can do these things individually.

There can be many ways of doing this without getting bogged down by systems. I am thinking very strongly of formally starting this movement and hope you folks join this. Mind you, money need not be collected, it can be given directly to institutions. 

I read a beautiful thought about relationships. Consider relationship between a Kite and thread that flies it. This becomes a beautiful site to behold, when they come together with kites soaring on top of this world! Consider that we are able to bring together, weaker and poor section of the society (for me it is the kite) and the hidden wealth with us (like a Thread) . How this kite will soar in future? Let’s start doing it. I want as many comments from you as you can, and then let us hit road! Come on you Bill G’S! 

Adar Poonawalla

Poonawalla

 

 

Ignore body signals at your own peril!

Please do not ignore body signals! Doing so can lead to serious health issues.

Medical Illiteracy or Ignore body signals at your own peril! I was in two minds about the title for this blog. But the second option prevailed.

Not all of us are doctors by training and not all of us could have access to basic medical information, at least, during pre-internet days! It’s a highly specialized field. But in our day to day life health conditions keep on changing, as you grow older. Some changes can be discrete and some may be obvious. In our own and families interest, we should take care of having basic information and knowledge and decodify the signals our body sends.

Since this is a current ongoing medical event, I am not sharing the names, as I usually do! Yesterday, in my office I was talking to my colleague. Suddenly she said let me make an urgent call. She called and as the call progressed she sounded quite worried and anguished. After the call I asked her what happened? Her brother was not keeping well for ¾ days and she had called to find out how he was doing! She came to know all the details only after the call. He felt weak in the office; since he is diabetic and with BP issues, he asked his colleague to fetch a chocolate for him, to overcome low sugar issue, if any! He felt slightly better but decided to go home as he was uncomfortable. When he tried to use his scooter, he could not use his left hand properly; he felt very low strength in his left hand. Next day he saw a doctor who gave him some medicines and asked him to run tests. Sunday, he saw an eye specialist as he was feeling unease in the left eye!  The doctor indicated some distortion around the left eye. All signals were obvious but our friend probably lacked knowledge about the effects. I immediately coordinated an appointment with a neurologist. In next two hours he was hospitalized in a CCU. I shudder to think if my colleague had not made that call!

I will share many more such events but this particular event has made me very uneasy. It is just by chance, that I overheard a conversation and then got the wheels moving fast! There were specific indications, the person or his family did not understand the details of what was happening but can they also not understand that there was something going wrong with the body. How to inculcate this discipline in the whole family? These things are never taught in schools but these need to be picked up from someone or somewhere. A human being generally does not have detailed knowledge of most subjects other than his own subject. But health is one area which is common to all humans whether they are kings or paupers! I feel that this learning be made mandatory in school curriculum, so that people come to know basic symptoms regarding the emergency events, like heart attack, stroke and others.

In olden days there was the system of GP or general practitioners. GP’s were family friends, advisors, mentors for the whole family. I have known of GP’s who have treated four generations from families. For anything and everything related to health and not related to health too, the families would take advise of GP’s. So, they knew  most of the things about people in the family. If required, GP’s would ask the people to go to experts. In today’s times of no GP’s, I feel that a family should be going to a fixed physician and do things as per his/her advice and suggestions. Since our friend did not have “GP”, the doctors whom he saw, could not guide him properly.

It can be a good idea to guide people into basics of health management and emergency management. Basic training about patient resuscitation is one aspect but such emergencies don’t come so frequently. More than that, knowledge about basic symptoms is most essential. This will reduce time between symptoms and start of treatment. My friend Shashi has a history of stroke. A few months back when he had very high fever and felt faint, he immediately got himself checked from experts. This gave him peace of mind.

I will share one event with you to explain what I mean by lack of basic knowledge in other areas. A professor of arts with a doctorate, drove his car for two days. You will ask me what is so special about it? One of the tappets in the engine had broken and he drove the car with a lot of noise. To understand this, he did not need to know that tappet was broken but he only needed to understand that something was broken and was making loud noise. So, he should not drive the car! Period. But no! He drove on for two days accompanied by big noise! Is it so difficult to comprehend that there was something wrong with the car and not what is wrong with the car?

Two things generally happen. One is signals are simply not understood and sometimes signals are ignored. Our friend did not understand the gravity of the signals, the body was sending. However, I will tell you of someone, a few years elder than me. He apparently had good health, outwardly. He used to go to gym regularly. One day he went out, after  he came back he said that he was a bit tired and would rest for 15 min. 10 minutes later, he was dead due to cardiac arrest. He was diabetic but values were controlled. He was going to the gym regularly. Then why did this happen? When his papers were checked, the values were never good; he was informing his son, who lives abroad,  that everything was ok. He went to the gym every day; he always drove the 500 meters distance! Did minor exercise and chatted with friends, tea, have fried stuff and smoking followed. What he did was not accepting the true body condition, which further deteriorated with wrong food and smoking.

Let me assure you that our body and brain are very sharp in understanding the signals that are generated in our eco system. In young age we start knowing who our parents are, in adulthood we catch the right love signals. As we grow older, we know how to find better opportunities in jobs and in business. All this is done by capturing the signals, the indications that are emanating in our surroundings. But why can’t we catch our body signals which tell about our health? In life we master various things without formal training. Then why we cannot do it about our own health? Is it due to thought process that Cancer, Heart Attack, Strokes happen to someone else? Sudden deaths occur mostly in accidents, most other deaths  are because of ignoring the signal system created by HIM! So please keep track of these signals, it may be twitching of an eye, shaking of hand while holding a glass, heaviness in body especially on only one side, sudden sweating and so on. But at least “create” for yourself a GP system and take his/her advise as we grow 40 plus!

Cheers! Life is too beautiful to be wasted by ignoring signals from the world’s best design, “Our Body”!