Old is Gold or YOLD!  

My friend Vijay shared with me an article about the concept YOLD, the Young OLD! It reminded me of a conversation I had with another friend and classmate Dhananjay. Once while chatting, Dhananjay said, “In my home, the situation has become tricky. People in the outside world consider me as a senior citizen; but since both my parents live with me, my father sometimes does not realise that I am reaching the age of seventy. So, I am a junior-senior citizen in my home!” That was a terrific observation. We forget these things quite quickly. There is a saying, “When your son can wear your shoes, start treating him as a friend!” Okay, ladies, sorry! “When your daughter starts using your lipstick, start treating her as your friend!” 

In India, people of my generation rarely had parents who worked professionally. Working ladies as a concept was quite rare in that generationWhen and if they reached the age of 70 like me, they were treated with reverenceThey had faced a tough life and had many experiences to share. Financially, how the joint families of those days survived, is challenging to understand. Money available for survival was less and hence the requirements were lesser. The joint family meant that people did not need “space” as people need or expect today! People lived in “Wadas” in those days; reduced “space” included toilets too! There was one toilet for about 30 people!  

As per the article I have mentioned above, YOLD are the people who are now between 65 and 75! They were born just after world war!!! Those who are in professional fields many times don’t retire at all. Retirement in olden days was 58 or 60, and people used to retire. Many things happened during the lifespan of YOLDS! Improvement in cleanliness, better medical facilities and diagnostics facilities are some of them. Better job and business opportunities helped them to work beyond “retirement”. Combination of various factors improved the health and careers of YOLDS. The result was a notable increase in the number of YOLDS around, and they have decent money, time, space. They also show a willingness to try new things, travel around the globe. The number of YOLDS will grow in future to a sizable population with time and money in the pocket. Combine these traits of the community with decent health, and now you will know why they are called YOLD-young old!  

The YOLDS are the marketing person’s dream. The tourism industry is bound to grow in leaps and bounds. Whenever I chat with any friend or acquaintance from this age group, they are either travelling or have just come back from travel. Maybe they are going to travel next week.  

A German study found that people who remain at work after the normal retirement age manage to slow the cognitive decline associated with old age and have a cognitive capacity of someone a year and a half younger. What Jaya and I do is keep our brain sufficiently busy, which holds many health issues at bay. Chances of brain-related problems, like Dementia, can get delayedWhen money and time are not the issues, one can be in perpetual travel mode or try something new. Jaya and I have already firmed up travel plans for the next three months. Another friend Sham and his wife are in this mode since he sold off his business a couple of years back.  

In short, YOLD are not just any group of older adults. They are challenging the traditional expectations of the retired people who wear slippers and look after their grandchildren. The growth in YOLD population will disrupt consumer, service and financial markets. 

Higher numbers of healthy YOLD people will require drastic changes in health spending. Most diseases of ageing are best met with prevention and lifestyle changes. Now the gyms are offering “Golden Hours” for YOLDS. The timings are between 11 am to 6 pm, and I use this timing to go to the gym. I already see some other people from my age-group utilising the facility. My physician has told me to do some trade mill exercises, followed by weight training. Weight training is to reduce the rate of reduction in muscle strength. My physician told me, “This is to ensure that you can stow your cabin baggage on the flights when you travel! 🙂🙂 

YOLDS will help health industry business in the prevention field because many of us want it. We take vitamin tablets, and we buy food supplement which will be gluten-free. To pursue our lifestyle with vigour, we get ourselves checked regularly to ensure that our body functions are in good shape. I was treated for cancer in 2013/14. Every year I get a CAT scan done to ensure that there is no recurrence. These labs will wish that I am around for a long time! 🙂🙂 

The over-60s are one of the fastest-growing groups of customers of the airline business. The YOLDs are vital to the tourism industry because they spend much more on taking a foreign holiday than younger adults. They are also changing education. YOLDs are going to help the education business too! Last year, I did an online course in creative writing from Oxford. Why did I do it? Why not is the simple answer! Another friend told me that he had started work on his second PhD. He completed his first PhD at the age of 69! He loved painting when he was a child; he has started it again. He has now completed about 20 portraits.

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Another friend Sudhakar takes a keen interest in his painting and is as good or better than many professional painters. He runs his business on the side, sometimes. Sample of one of his paintings is displayed above.

Warli

Jaya has firmed up her plans to restart Warli paintings which she had started a few years back but could not continue because of family commitments. Some of her samples are shown above.

Another area where the business is going up is finance. YOLDS have money and are going to be around for some time. For companies, they did not exist once they passed a certain age as they were not going to buy any Life Insurance. But now YOLDS want to invest some money in annuity returns and sometimes in mutual funds. They are not interested in long term gains for apparent reasons. That reminds me of a joke, and it is not cynical but practical. An 85 year goes to buy bananas. The seller says, “You buy these bananas, but they will ripe after ¾ days.” The old man smiles and says, “These days I plan for ¾ hours, forget ¾ days. Give me bananas which I can eat right away!  

But there will be societal hurdles because society may not understand the importance of YOLDS, especially the productive ones. The YOLD will demand that companies become more age-friendly and, in the process, help change attitudes towards ageing itself. 

Government policies will have to change, too. The retirement age in many rich countries is still below the age to which many people want to work. The effective retirement age (the age at which people leave the workforce) is usually even lower. Public policy makes retirement a precipice where you fall instead of offering a better exits where YOLDS can smoothly go out of the workforce depending on their capabilities.  

The society should realise that the theme song of the YOLDS is the great poem by Robert Frost. The lines below are the last four lines of the poem. Friends if you need the full poem, try the following link. 

https://www.poetryfoundation.org/poems/42891/stopping-by-woods-on-a-snowy-evening 

The woods are lovely, dark and deep, 
But I have promises to keep, 
And miles to go before I sleep, 
And miles to go before I sleep. 

 

Slowdown! Recession and the cycle! 

Economic cycleThe science of economy is something which I don’t understand, seriously! Noble laureates give their theories, experts write essays, but an engineer like me understands only physics. Whatever goes up must come down! It is the theory of gravity. Sometimes it goes up slowly and comes down fast with a thud. Sometimes both speeds are similar. Economic growth goes up swiftly and comes down slowly sometimes. India has been lucky that it came out of the 2008 recession reasonably unscathed and bounced back for the last eight years to a decent growth rate of 6 to 8%.

Many factors lead to growth. Similarly, different factors slow down the economy. These factors are market sentiment, buying power, and so on; the Indian economy since independence did not show correct growth due to a parallel economy. The parallel economy, in the local language, is called Black Money. What is black money, and how does it get generated? Many businesses like construction, land dealings, trade pay each other by cash. Cash payment is made to avoid Income Tax. A part of business activity is never shown on paper. When there is “no business” there is no profit hence no Income Tax. The parallel economy also grew because of unprecedented corruption activity. Nobody takes bribe by cheque, so spending is also done in cash.

In some cases, corruption is in kind by gifting condos, high-end cars, or items which can be bought in cash. Such gifting is done in the name of non-earning spouse or a relative. In Many cases, such assets are “Benami” assets in the name of one’s sweepers, peons and drivers. In a recent interview, Mahindra & Mahindra Chairman Anand Mahindra said that the economy has been going through a process of ‘detoxification’. Since the negative impact of disruptions is now over, the economy is expected to see an upside in FY21, Bloomberg TV reported Chairman Mahindra as saying at an event in Davos, Switzerland. “The prime minister has been quite obsessed with the kind of growth he wants, and that is transparent, free of corruption” Mahindra also said. He also felt that the upcoming budget is expected to be watched closely by different quarters of the economy amid the slowdown.

The Indian economy is seeing a slowdown for some time now on account of a fall in consumption and demand. The government announced a slew of measures in the past few months to revive growth ranging from bank recapitalisation and boost in liquidity.

The perception right now is that government actions caused the slowdown. But on the other hand, if you are going to detox yourself, you always have a process of cleansing before you start recovering and running again. Demonetisation and GST were the part of disruptions that have now ended, and the economy is already seeing signs of life. From the next fiscal, India will surprise the world on the upside is the general market sentiment.

The International Monetary Fund (IMF) recently slashed the growth estimates for both the Indian and the global economy. The global growth is expected to reach 3.3 per cent in 2020, compared to 2.9 per cent in 2019, the slowest pace since the financial crisis a decade ago. The Washington-based international crisis lender revised downward India’s GDP growth projection to 4.8 per cent for FY20 and 5.8 per cent for FY21. “India’s domestic demand has slowed more sharply than expected amid stress in the non-bank financial sector and a decline in credit growth,” the IMF report said.

Detoxification had to be done. It has not eliminated black money. But the reports say that it is reduced to some degree. The government is relentlessly after the businesses and businessmen who have cheated their customers and banks. People like Modi and Mallya are in jail in Britain. Other business people like Sahara Subrata Roy, D S Kulkarni, Wadhawan are in prison. Unitech projects have been taken over by the government to give homes to 21000 people like you and me. The authorities did not have the guts to detoxify the banking system in olden days. The detoxification process has started bringing out huge NPA’s (non-performing assets) of many banks. These NPA’s were created with the help of bank employees sometimes. But many times, the businessmen cheated the banks. Under the garb of hidden NPA’s our economy was “doing well”. When the cleansing act began a few years back, the loan sanctioning processes became a little tougher. The result of more scrutiny was that credit availability came down. When the available credit comes down, business activity slows down. It is a spiral that any economy dreads. But system correction was a must.

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Growth any any country cannot be perpetually high. As the base increases rate of growth is bound to come down.

On one side, the automotive industry has slowed down, but there are reasons like availability of Ola’s and Uber’s of this world. But there is a surprise that the SUV introduced by KIA is selling like hotcakes. There is going to be one more hurdle here; the government is pushing for Electric Cars or initially more efficient IC Engine Hybrid cars. These cars will be more expensive than current IC Engine cars; the young generation is now changing their thought process. They don’t buy cars, but prefer Uber and Ola; they rent homes instead of buying homes. India has now become number two in the world behind China for the Smart Phone market. Spending ways are changing.

I am happy about this downturn for another reason. Gita Gopinath from IMF explained that the Indian recession has caused a 0.1 % reduction in the growth rate in the world economy. It indicates that India is not a small cog in the world economic wheel. At the same time, she has also said that the worst for the Indian economy is over, and it will start the upward movement in growth rate from this year 2020! The statement will disturb some people because they hoped that bad times would continue. Each group has his/her agenda! Some for political reasons and others for TRP reasons! The lousy news is THE news!

Indian economic experts had made similar predictions and statements! But we believe in someone who sits in cool climes; even if the person is desi, it is okay! Old habits die hard!

I have observed an interesting thing in international diplomacy. Turkey and Malaysia had no business to poke their nose in the internal affairs of India. They made some statements which were not necessary. When India protested, they continued in the same vein expecting the docile Indian response of yester years. But they must have got a shock of their life. India kicked them where it really hurts. India had ordered one ship worth US $2.2/ billions, on Turkey; it was put on hold. For Malaysia, India was the most significant customer of refined palm oil. A few hints here and there, the purchase pattern changed within a few months. Indian traders switched over to Indonesian palm oil. Malaysia was shocked, and they have no option but to accept it. Their prime minister accepted that Malaysia is too small to retaliate. They are trying to offer some sweet deals to India. But India is ignoring them.

Friends, in the economy of any country and for that matter world, there are always cycles of growth and downturn. A downturn can be because of market sentiments, inflation and sometimes the combination of two, stagflation. The experts of every country find ways that suit their economy. Japan for years is not doing great because of their efficient methods of working. The Japanese markets are too small for some of their giants like Toyota, Honda, Docomo. They have no option but to export and open plants in different countries. The German case is also like Japan because its economy is entirely dependent on the exports of superb engineering products. The economies of different countries are now changing from a global open market to the one which is suitable for own requirements. The US has become a leader of such self centered thoughts.

It is going to be a game of diplomacy where each country will look for ways which will be to their benefit only. Brexit is a latest classic example of this thought process. In each country, the opposition plays the political games of troubling the incumbent governments. Whichever is the government in any country, they can make mistakes, but they all put the interest of the country ahead of everything else.

For commoners like you and me, it is necessary to be remember that economic activity is a cyclic process. It goes down and then it bounces back; we need not worry about these issues.

 

 

 

 

Freedom, Democracy and Equality! 

26th January 2020 is the day India completes 70 years as a republic. After the initial euphoria in 1950, the government settled down over a period but faced many challenges, later. Emergency in 1975 was the biggest challenge that we met. But people rose to the occasion and overcame that issue. During those tough times, the courts did not come out with flying colours.

What do we see in the 70th year? How have situations changed in the last five to seven years? The main change was the technology. WA, FB, Instagram have made connectivity easy among people. Any news, any event spreads all over the place like wildfire. It spreads like the Coronavirus may spread. I am not sure how many people understand the information they receive. As usual, there are pros and cons to the subject of technology. Watching the feed on these apps, you will be surprised to see how much venom is there in the minds of the people.

In this context, Freedom, Democracy and Equality are big words and have great importance in any democratic country. The words are being thrown around easily in recent times in India. The recent events and protests have thrown Indian society in turmoil. Humans until they complete their education are dependent on parents and teachers for guidance, support and push. But the recent events show that this bond has become weak or it is broken. Both teachers and parents are out of sync with their children.

The protests started in JNU about the increase in fees. Tuition and other fees were increased. The students wanted a rollback. The hostel fees from mighty Rs 10/ month were raised and now rolled back to Rs.10/ pm. It is an open secret that hundreds of “parasites” live in these hostels where there is almost no fee. When the agitation started, why there was no dialogue between the teachers and students? Is the bond broken? Or is it because of the atmosphere that is vitiated due to political elements in the unions? Don’t the parents of these students read newspapers or watch TV? Are they not aware that these students are not going to classes for months together?

I have been reading about these students and listening to them. Frequently, I hear the words Freedom of Expression, Democracy and Equality. How does the government handle a situation where law and order problems are created? When protestors start throwing stones, burning buses, damaging properties are police expected to be silent spectators? The police are in a very tricky situation. If they act, they are blamed, and they are also blamed for inaction. Now it is a month since the roads are blocked in the area called Shaheen Baug in Delhi. The blockage is causing inconvenience to hundreds of thousands of people travelling to Faridabad and Noida. Court has directed the police to check the possibility of breaking the deadlock. Why is this direction given? The reason for this is the attack by masked persons on JNU. There are claims and counterclaims and both sides are blaming each other. The courts want to play it safe!

During that incident, the University authorities called the police to be available near the gate in case their help was needed. Police were asked to enter the premises at 7.45 pm. It was almost two and a half hours after the fight broke out. The people involved in the attack had sticks and hockey sticks with them. Police used lathi-charge to break the fight. The assault led to more protests against the police; hence the court has given them the directive to act peacefully to break any demonstrations. The atmosphere in these institutes is such that teachers can not have any dialogue with students due to the strongly politicised atmosphere.

Protests are freedom of expression. But what about the rights of other citizens to reach their destination smoothly and on time? Now the examination season is starting. What can a student do if he or she does not reach the hall on time? Both students and others have equal rights. A demonstration can happen for one day, one week, but now it is more than one month. How to break this tangle? The initial protest started about fees, and now it is converted into CAA/NRC protest. Students are doing a few demonstrations in different cities, but the Shaheen Baug is taken over by housewives and old ladies along with their grandchildren. I never bother about religion etc. but the majority of the people seen at Shaheen Baug are Muslims. The same is the case with Prayagraj, formerly known as Allahabad. It indicates that the people from the Muslim community have not understood the principle behind these laws.

Where are the leaders of the Muslim community missing? Why are politicians from different parties not explaining to these people about the new law? It means that political parties are very keen to politicise the issue. Even after the discussion takes place, everyone doesn’t have to support the legislation. There is a freedom to oppose anything and everything in this country. Around 150 litigations have been filed in the Supreme Court. In the initial hearing, the Court has disagreed to stay the law. The Court has asked the government to give their reply within four weeks. Once the matter has gone into the court of law, what is the point in continuing the protests and demonstrations? You don’t want to accept the new law. You don’t wish to heed by the court ruling. What is that people exactly want?

On one side, the authorities have started a campaign to explain what CAA is all about. The second aspect is that court proceedings have started. If the protestors still want to continue protest, how to resolve this? Or we are back to my way or Highway?

The way forward is that both sides go two steps back. Or we can say take two steps forward. In life, except for birth and death, nothing is absolute. The dividing line that is currently seen is not a line drawn on a stone. Treat it as a line in the sand; let the waves wash away the lines. There is always a middle ground if we want. There is a possibility that the Supreme Court may change a few things. Supreme Court ruling has to be accepted by both the sides anyway. So why not start the discussions now. We are all from the same country. It hardly makes any difference if you are a Hindu or a Muslim or a Christian. We belong to the same country.  So take those few steps, friends!

And don’t forget the great song!

 

Reporters and their ilk! 

What is a reporter? Who is a reporter? A reporter is a person who reports, especially one employed to communicate news or conduct interviews for the press or broadcasting media. Now the definition of press, broadcasting media itself is changing. Methods of collecting information to reach the readers are fast changing. am confused about what a reporter is. 

In mythology, the well-known reporter was Narad Muni. He was known to pass on information (or rumours) wherever he went.  

Narad was a master of the Sankhya and Yoga systems of philosophy, conversant with sciences of war and treaty and proficient in concluding by judging things, not within direct knowledge. He knew about the six sciences of the settlement, war, military campaigns, maintenance of posts against the enemy and strategies of ambushes and reserves. He was a thorough master of every branch of learning. He was fond of war and music; he was capable incapable of being repulsed by any science or any course of action. But he was cursed by Gods that most of the people will not believe in whatever he said.  

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It looks like the definition of today’s reporter! The knowalls! In the western media, the days of printed news are numbered. The simple reason being the proliferation of news apps and online portals. The young people and millennials read their news online. In western countries, the concept of receiving printed newspapers at home and office are almost gone. Old school people like me still prefer to “read” the paper as the newspaper is called. 

A nephew of mine once (ages back) told me a story; he had just started to read newspapers. I told him that something is wrong in the story about which he spoke. The nephew said, “But Pramod kaka, I read it in today’s paper, so it must be true.” I told him, “I will give an advertisement in the same newspaper tomorrow and declare that my nephew is an idiot. Tomorrow it will become true because it is printed in the paper. Buddy, the reporters, can and do make errors.” He said, “Now I understand.” The story is shared just to indicate how we were trained to believe in the printed word. 

So what is it that the reporter supposed to do? With the internet, everything is changing very rapidly. News media was described as the fourth estate of society. The first three being the clergy, the nobles and the commoners. The fourth estate was news walas and the media. But now the internet is defined as the fifth estate. The internet is rapidly changing the way the fourth estate works. Don’t be surprised if the fourth estate becomes the poor cousin of the fifth estate.  

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But what are THE reporters doing in India Many of them look as if they are descendants of Narad. They think they know every subject in the world. Not only that but they are experts in all the issues. 

There are exceptions to this rule. We have Sunandan Lele who has been reporting on cricket for a long time. But he sticks to cricket all the time. Besides reporting, he writes a few articles, but those too are about cricket. Harsha Bhogale is another such expert who talks, gives commentary, writes only about cricket. But these are honourable exceptions. There may be a few in other fields too. It is no surprise that Sunil Gavaskar talks, writes only about cricket; he was India’s cricket superstar in yesteryears. 

But some of them do not follow basic rules. There was a news item in the papers today, which was a statement made by Alia Bhat. Newspapers reported that she was hurt during the shooting of some movie. Alia Bhat has given a statement, “I request people to check before referring to some news. What happened was that during the shoot, my old injury started “talking” again.” When people come to know about an accident about our near one, we become anxious. Till all the near ones come to know that it was the old injury, they keep on calling. Why not check before reporting? It is simple logic. It is ok to “talk” about affairs, flings and so on. These are part of Bollywood glamour folklore. But in this case, too, there should be a limit. They should not hound a person like it was done recently in the case of Meghan and Harry. Imagine the mindset of Prince Harry. His mother, Diana, was bothered by press people and the Paparrazi. She died in a car accident while Papparzi were chasing her. During his childhood and adolescent years, Harry has seen that the press behaved with Diana poorlySimilar behaviour with his fiancé and later the wife Meghan must have brought those memories back. He ultimately withdrew from the royalty!  

The argument put forth by the news people is that they are doing their job; it means that they have to earn money for their channel/paper by means fo ensuring that TRP (Target Rating Point) remains high. Nowhere has anyone told them to break the privacy of anyone. A few years back, they used the telescopic lens to photograph Kate, the Princess of Oxford, in the privacy of her beach. One person’s rights cannot be at the cost of another person’s privacy. It is said that this is the cost of being a celebrity. A celebrity is also a human being. In the case of Harry, he is a celebrity because he was born in a royal family. He loves his privacy more than his celebrity status.  

About TV channels less said, the better. The duties of a journalist are to uphold truth, unbiased reporting, serving the public as a watchdogToday these things remain only on paper. In today’s times, both anchors and the owners of the organisations are hypocrites. They are highly opinionated. Republic TV, India Today, Times Now and NDTV are at the forefront of this reporting. Today while watching the news on NDTV, during break they showed Kanhaiya Kumar reading the preamble to the constitution. Do we need to know whom NDTV is supporting? I am okay if they formally work as a mouthpiece of a particular party. But don’t call yourself a leading channel for the betterment of society and following responsible journalism. What does one say about Arnab GoswamiRajdeep Sardesai used Modi’s victory in 2019 to write a book “How Modi won India?” His twitter handle says that the only ism I am following is Humanism! Modi is right for the business, but when it comes to politics, anything that suits on a particular day is the direction Rajdeep’s ship takes!  

What should we make of all these complex issues? Which news to believe? Okay, there are some sites which tell us about false news and false photos. How do we know the exact situationThe good idea is to see the websites of established newspapers. They at least give the news correctly. Their analysis, justification, commentary will be as per their leaning left/right or centre! BBC at least tries to be balanced, sometimes. But New York Times and Washington post are dead against us on almost everything. The articles in such papers are written by people of Indian origin who live in the US. There was an article written by Kashmiri Pandit scholar lady. Living in the cool climes of the University, she claimed that nothing wrong has happened with Pandits. They have excellent relations with Muslims in Kashmir. She is a third-generation US citizen! 

What is the solution for you and me? Don’t believe things on unknown social media forwards. When it is reported that all the Bollywood is against something, it translates into 15/20 of social media savvy guys are writing and making a show. Someone does it because that person’s movie is being released. There are 5 lacs (five hundred thousand) people working in Bollywood. Some people want top cricketers and Bollywood stars to comment on every subject. The wise ones don’t because they know their limitations. They have expertise in a different area. Common people are made to protest blocking main roads in the dead of winter. It is continued for months together. All the “Leaders” sleep in their cosy homes in warm blankets. Cheers!

 

 

 

 

Brexit, Megxit or Exit!  

 

United Kingdom could exit (brexit)  European unionWhere is the British empire heading? The empire where once the sun never set seems to be imploding. Brexit and Megxit appear to be the symptoms of this implosion. If you look at the history of Britain, they ruled the world for a couple of hundred years. Their first setback was in what came to be known as the United States of America. Boston Tea Party, in the year 1773,  in US history marked the end of the stranglehold of the British Empire. In India, the so-called Sepoy Mutiny of 1857 was the beginning of the process of the countdown of the British dominance in India. It culminated in India getting independence in 1947.

In the year 1973, Britain joined the European Union- then known as the European Economic Community. The European countries realised that countries other than Germany, Britain and France were too small to grow strongly. The coming together created the European Union in the year 1993. It is coming together of the countries and creating a competing and robust face of the Union in the fast-changing world. It created a common currency Euro and made a border-free movement of goods and people. For the practical purpose, the EU is like a country, and the different nations are the states within that country.

The EU formation created a small movement in Britain. The movement supported by people who wanted Britain to come out of the EU. It was a group of older people who remembered the Empire and had never come out of the thought that the British were driven out of most of the colonies, world over. These people were probably blind to the changes that had taken place in the world. They failed to visualise that the world economic balance was now in equal proportions between the US and the Asian countries like Japan, China and India. Europe’s only chance to compete was being together, and hence EU was a relevant development. But the narcissist Britishers voted in the referendum in 2016 to come out of the EU. The poll led to the start of the British exit- Brexit from the EU. People forgot that it was easier said than done. The past glories don’t help in future; one has to work hard to succeed. Brexit has led to significant turmoil in Britain, cutting short the career of one Prime Minister and called for an early election in the year 2019.

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The second event that is currently creating waves is Megxit. It is a request by Prince Harry and his wife Meghan, to allow them to withdraw from Senior membership from the Royal family. The withdrawal, they feel, would let them spend half their time in North America. They also thought that it would give them financial freedom. The reason for this is the hounding of Meghan, who is half African American, by the tabloid industry in Britain. The most influential and respected family in the world, the British Royal family, could not prevent these racial attacks on Meghan, who was a model and an actress before her marriage to Duke of Sussex, Harry. Is this the beginning of the end of the British monarchy as we know it? Are things imploding in Britain at a speed that may be impossible to slow down?

The thoughts behind Brexit and Megxit are quite similar. It is about thinking that they are the best. It is a thought process of Caucasian, white people who believe that the bloody Indians need to be ruled. Yes, there are internal rivalries between the French and the Germans and the British. But oh, those Poles or those Czechs! They are meant to work on construction sites or something equivalent. As the colour of the skin starts becoming darker, thinking changes. A coloured Joffra Archer is excellent, as long as he takes wickets. The moment his form dips…

Royalty with Afro American background! How is that possible? Given below is the passage from Washington post about Meghan.

Ever since she began dating Harry in 2016, Meghan has been the target of coverage that can’t even be called forensic scrutiny, as that would imply a degree of accuracy. British tabloids were funhouse mirrors when writing about her, committed not to news but the distortion of her image. She has been routinely picked apart and reassembled as a vicious caricature, the list of her alleged faults and faux pas endless. Her crimes are amorphous, ever-changing and at times opposed; she was cast as a bleeding-heart liberal or a money-grabbing social climber depending on the audience. Many hoped the arrival of her son, Archie, would help the media show a kinder side, but that was not the case. 

No tabloid said any such thing about Kate, the Duchess of Cambridge; the Wife of Williams, Harry’s elder brother.  The nearest they came to harassing her was trying to take her photos with a telephoto lens when she was on a private beach taking a skinny dip. But everything was perfect about Kate because she was a white Caucasian female who fits the template.

Britain has already started discrete and sometimes not so discrete way of showing the displeasure about Pakis. Pakis is a term generally used for Indians, Bangla Deshi’s and Pakistani people. They would send all of them back to wherever they came from if it were possible; many of them are doing exceedingly well in Britain. I will give you an example of their thought process. A Rear Admiral, retired, from Indian Navy got down at Heathrow. His post preceded his name on the passport.  A lady at the immigration counter asked him, ” Sir, do you speak English?” He smiled and said in propah British accent, “Oh, Lady! It’s Tuesday today, isn’t it? I speak English on Tuesdays, French on Wednesdays, German on Thursdays!”

Brexit is also the result of such thoughts. Free movement of goods and people is excellent as long as those Poles and Czechs do not come and take away low skilled jobs. Britishers forget that they are a part of Europe. Albanians are gangsters and Hungarians are a necessary evil; that is how the people who voted for Brexit think. These are the same people who think that royalty cannot be from a mixed-race! If someone marrying into the Royalty is Caucasian from Europe, that is fine. But they can’t be mixed blood from anywhere else; be it China or Japan or India. Mixed African-blood? Oh, my God! It is not acceptable at all.

But nothing is new in this thought process. In Hindu mythology, Gods have always been described with fair coloured skin; and demons are all the time having big moustaches and dark colour. In our society, if we meet someone who is good looking, our opinion about him/her is always fair, initially, pun intended. Similarly, if that person is fair-skinned, it is even better. We use derogatory terms describing people with a dark complexion.

The most surprising aspect in Meghan affair is that Royalty also faced significant issues at the hands of the press; the reason being the mixed-race of the Her Royal Highness Princess Meghan! Oh, sorry! I cannot say this, now she is only Princess Meghan. They have given up the title HRH now as an arrangement within the royal family as even the Royalty could not prevent hounding by the Hounds of the cousins of the Fleet Street!

A smallish nation like Britain cannot behave like this for practical reasons. Now they have almost a non-existent manufacturing base. North Sea oil will be important until petroleum products remain essential for the world economy. It is possible that after the exit from the EU, London may not remain the Financial Centre of the world.

Effects of Brexit can be challenging to predict, but there will be tough times. If the press can hound the Royalty, it can always create issues for the significant population of non-Caucasians living in Britain. Albanians. Czechs, Poles anyway will go away due to Brexit.

So, what next? Brexit-Megxit and finally Exit from the global scene? It is difficult to exist in this “bad, bad” world without collaborating with others. God save the Queen and Britain.

Out of curiosity, I saw the site www.royalsussex.com. You may also want to view it. I came to know many new things from the website about British Royalty.

Leave me alone!

Leave me alone; I am a private person. Who the hell is the world to know about my private affairs? My privacy is so important to me that I will not allow Aadhar interference. Finally, proponents of privacy won their battle in the Supreme Court, won the battle and ensured that Aadhar was delinked from many areas of our lives. The most surprising part is that financial institutes and banks have approached the Supreme Court to allow them to link their customers to Aadhar again. Why? Because they are idiots and do not know as the know-all gang knows. Mind you; I don’t want the Orwellian Big Brother watching me over my shoulders all the time.

BigB2

I was wondering what do the likes of Google know about us. Well, I can briefly say everything. Majority of cell phones in the world are android based. Whenever we do something on the phone, Google has its hand in it. It starts from unboxing the new phone to using apps, what you bought on Google Play, everywhere else. Whenever we perform these acts, the app seeks permission to access contacts, location, SMS, photos and God knows what! If we say no to anything, we get a message “Your cellphone or the app will not perform correctly.” 95 % of the people are like you and me. So we mutter a few expletives but say okay buddy take access to whatever you want. I don’t care, but Google cares. They use these permissions to monetise whatever they can. Honestly, I don’t care. I have no secrets to hide. It’s not only Google, but others like Facebook also do the same thing. I am searching for something on the net, and maybe I go to Amazon. The next day, advertisements for these products are seen on my Facebook account, while I serf.

Coming back to Google, it allows you to download the data about you that it has saved. The file can be enormous in Gigabytes, depending on our activity. The link includes your bookmarks, emails, contacts, your Google Drive files, all of the above information, your YouTube videos, the photos you’ve taken on your phone, the businesses you’ve bought from, the products you’ve purchased through Google.

These days I hear stories about men willing to accept their wives all demands if they find that the wife has the husbands cell phone in her hand. I understand that it is because the WhatsApp has quite a few “secrets” many times. Once you come to know what Google stores from your “activities”, well it saves everything. You will not allow your wife to touch your phone. It will store the details of the area you were roaming with your buddies or GF when you were supposed to be busy in the office meet the deadline. You would rather be dead if she knew where you were! You may say that Pramod is in a mood today to write some funny stuff; it’s nothing weird. I am very serious. You don’t believe it. Let me tell you all the secrets. If your spouse is in IT, then she knows the stuff anyway. But rest assured that she is ignoring your sojourns.

Here we go.

Google has data from your calendar, your Google hangout sessions, your location history, the music you listen to; they also have the Google books you’ve purchased, the Google groups you’re in, the websites you’ve created.

They also know the phones you’ve owned, the pages you’ve shared, how many steps you walk in a day.

Google stores your location (if you have location tracking turned on) every time you turn on your phone. You can see a timeline of where you’ve been from the very first day you started using Google on your phone.

Click on this link to see your data:

google.com/maps/timeline?…

Google stores search history across all your devices. That can mean that, even if you delete your search history and phone history on one device, it may still have data saved from other devices.

Click on this link to see your data:

myactivity.google.com/myactivity

Google creates an advertisement profile based on your information, including your location, gender, age, hobbies, career, interests, relationship status, possible weight (need to lose 10 lb in one day?) and income.

Click on this link to see your data:

google.com/settings/ads/

Google stores information on every app and extension you use. They know how often you use them, where you use them, and who you use them to interact with. That means they know who you talk to on Facebook, what countries are you speaking with, what time you go to sleep.
Click on this link to see your data:

security.google.com/settings/secur…

Google stores all of your YouTube history, so they probably know whether you’re going to be a parent soon, if you’re a conservative, if you’re a progressive, if you’re Jewish, Christian, or Muslim, if you’re feeling depressed or suicidal, if you’re anorexic …

Click on this link to see your own data:

youtube.com/feed/history/s…

Do you believe in me now? Or you still have some doubts. Okay. I will share details about what Facebook stores about you, discretely.

Don’t worry, and I will not write about it. Are you feeling a bit weak in the knees; are you feeling thirsty? Do you need to see your doctor? Don’t panic. The feeling was the same for us guys when a copy of Playboy magazine was found in our school bag in our younger days. But in those days, nobody knew that our friend, okay I will name him xxx, used to tell XXX stories after we completed our cricket or badminton!

Will Google use such data for nasty purpose? I don’t think so, at least I hope so. A simple response of Yes to the seemingly innocent question has led to this problem. It is tricky. Many people in the world use birth dates, abcdef, 111111 or such simple variations as passwords. Accessing your accounts with these passwords can be done by you and me too!

The other extreme was a friend. We went and stayed with him for a couple of days; Jaya and I requested access to his wifi network. He collected our phones and laptop and went to his library at home. I said, “Don’t worry, I will punch the password.” He smiled and said, “I use a password which is 26 characters long”. Phew!

Is what Google and Facebook doing the right thing? They claim that they collect the data to make our experience personalised. Maybe! They ask for permission to access, and we give permission every time because it makes things more convenient. We use the Google map, and they need to know the location. But they save all the activity that we did. Many apps make our life easier. There is no doubt about that. So finally it comes to Privacy Vs Convenience!

All things have their plus and minus points. If you have no secrets to hide, if you easily handover your cell phone to your wife, you have no issues. But else…

You have already handed over the control to Google; mind you, I have not written about how Facebook watches you! Sleep well!

BigB1

 

New challenges of the modern world! 

Western World and the Japanese have been handling the challenges with ageing population for some time. In India, this challenge has started coming up slowly. The current generation, those who were born around India’s independence in 1947is ageing well, trying to take care of healthand in general gungho about life in general. Technology is helping them in getting in touch with each other using WA, Facebook, Instagram and such apps.  

India has an old tradition of handling the aged relatives in the family. In my young age, in many families there used to be one or two grannies, lovingly called aajjies! In those times most of the families were joint families. From the “post-independence” generation, people started getting better opportunities for education. A small percentage of the population went to foreign countries and stayed back there. Over a period, this percentage started increasing. Computerisation made technology more democratic; more and more people began getting opportunities to work and live abroad. 

Along with this, opportunities for education and work, jobs became abundant. Pan Indian migration started in a big way. All these things resulted in the formation of nuclear families. The ladies too were not far behind. After education ladies became  career oriented in a big way. Steady and better incomes inculcated a new thought process in families. All this gave birth to a new term, space; everybody wanted their space. It has become the requirement of grandparents, parents and children. But this space created voids in the family. The effect of voids was not understood, initially. The family kept helping and supporting each other in the short term. Better medical treatments and diagnostics helped longevity. All these events together have now created a new requirement in society.  

What happens when someone in the family falls ill and needs long time support. The requirement of long-term support arose when people of the golden generation became old but could not handle many things, physically; and in some cases mentally. There are two distinctive supports available. One is palliative support, and the other is like home support. Those who are seriously ill with cancer, heart issues, renal problems, chronic obstructive pulmonary issues, cerebrovascular accident need palliative care; such treatment cannot be handled at home. But general ageing related issues can be dealt under home care.  

In western countries, especially in the US, palliative care facilities are available. In Japan, there is a shortage of such facilities. In India, these facilities, compared to the needs, are almost non-existent. In India, as a society, we are prepared to provide space to each other, but while this change happened, we had not budgeted for parents who can live longer due to improved longevity. The confluence of all this created turmoil in people’s mind about handling the situation. In the year 1981, Jaya and I were in Ottawa as Jaya was taking some training. During one long weekend, we went to an island on a lake with a Canadian friend of ours; he was almost twenty years senior to us. 

On the way back, the friend said, “Hey folks, is it ok if I take a bit of detour?” We said, “Absolutely no issues.” When we reached a destination, the friend said, “It is an old people’s home, my mother is here. I come and meet her every 2/3 months.” We were sitting at the back-side of the car and were confused. We did not know what we were supposed to do. But our problem was solved by his wife. In the parking lot, she said, “I will wait with Jaya and Pramod; you go and see your mother.” Problem solved. In 1981, our friend was ok with the idea of meeting his mother every 2/3 months, because she was within 50 km from Ottawa. As a society, we are not mentally prepared with this idea. The older people’s homes available are not providing facilities that people have at home.  

There is some progress in creating facilitiesBut compared to India’s population, this number is lowIt is about creating facilities; it is also about young and old getting mentally prepared for such arrangements. Hospices need doctors, trained nurses, and medical facility to handle day to day critical requirements. Whereas in older people’s homes, the need is to create facilities which suit all the pockets. Some may need fivestar facilities, and others may be ok with a couple of stars. But there is a significant need for affordable facilities.  

Some people will ask me why am I writing about all these things. The simple reason is it is a need of times like we have schools, colleges, gardens and so on. I hope people have managed to create a corpus which will last them till they are around. 

I will tell you about some facilities in India that I know. According to me, there is a worldclass facility but I will explain it in the end. Please let me know if you know about such facilities in India. In Pune, there is one facility developed by Paranjape builders called Athashri. It is well developed and within Pune city limits. To my knowledge, they have couple of locations. In these facilities, one can buy a condo or rent it from someone who has bought it. I have heard about similar facility in Talegaon near Pune. In Lavasa near Pune, similar facilities are there. I have read something about such facilities near Dehradun, and I am sure there must be more such facilities.  But they do not provide what is provided by Dignity Foundation.

The best of such facilities for me is one in Neral. It is on a hillock, with gradually sloping covered but open corridors. Golf carts are available for those who need them. The place is called Dignity foundation. 

https://www.dignityfoundation.com/Contact-Us.aspx 

The rooms that I saw were like a standard hotel room, with bath and toilet. It had a small cupboard and kitchenette too. They also provide round the clock nursing service if required. I know all the details because someone very close to us lived there for her last few years. They had an arrangement with Reliance Hospital if hospitalisation was required. When she needed an eye treatment, they sent their person with her for a couple of days to Mumbai for treatment. She used to paint, so they had provided her with a small room. Besides joint celebrations, they used to show movies and had many activities. 

When she died, the family suggested cremation in Mumbai. But their manager suggested that if there were no specific reason to do it Mumbai, they would arrange everything in NeralWe all went to Neral for cremation. After everything was completed, the manager suggested a small tour of the facility because some of the people had never seen it before. In the end, he took us to their dining area.

He said, “Sir, it is already 1.30 pm. The management has suggested that all of you should have lunch with us and know what kind of food the residents is served.” It was a standard home type food for lunch. But what impressed all of us was the gesture they showed and took part in the cremation as if someone from their family had died! We knew her last twothree years must have passed the way she wanted. It is not the facilities but the human touch that is important. After all, people who live there are far from their family.