Game Changer or Disruption!

EV is going to be new beast compared to todays cars!




I have been writing about Electric Vehicles; for updates I keep on talking to people in the industry, read on the net and am lucky enough to have someone in Tesla to update my understanding of EV’s. I am no technical expert in this field but I can feel that something big is definitely happening. Hope I am able to see some of these major changes in my lifetime. I was lucky to be part of two such events, Internet and Cell phone. These two disruptions have  changed the way our world has been operating! When Jaya was in the US for her MS, 1980-8;  talking to each other on phone, needed a lot of coordination. We did not have phone at home. So, she would write to me the timing when she would call, that too at someone else’s place. If we were lucky she could get through after ½ hour delay! By next year, I am told that cell phones can be used during the flights too!  That is game changer!

In IC engine cars, the Engine has been the heart for more than 100 years, and car performances have been defined by the quality of the engine! Then the quality of the overall car is said to be better when the exhaust system and engine jointly released least amount of pollutants. Of course, now exhaust parameters are mandatory world over. By 2023 these parameters will be so tough that company like Volvo has already declared that they have decided not to develop any new diesel engines post 2023, as development of the same will not be cost effective! Plus, cities and countries are slowly banning diesel cars to be driven within their boundaries.

The drive train today, is placed physically in between tyres, from front bumper to rear exhaust system! This whole drive train is being replaced in EV’s, (as shown in pictures above) so what will decide the quality of EV’s? What is the Engine for EV’s? The Motors, the electronic controllers, battery pack, inverter and  gear. So, the car which travels more distance per charge, which accelerates faster will be a better car, all are zero emission cars anyway! No, it is not that simple! This is just the beginning of the car revolution! The batteries will have better charge storage per unit area, they may cost lesser and lesser over a period of time but this becomes  commercial aspect. To me battery packs are petrol tanks! Better battery only increases the capacity of the “new petrol tank” and distance traveled per charge!

Major parts in the new drive train for cars are going to be the software and the sensors that are going to be there in a car, besides the battery pack, motors and ECU’s. Around 2010, some vehicles had software with about 10 million lines of codes! In 2016 it is supposed to have increased by 15 times to about 150 million lines of code! The software is related to car autonomy, safety and infotainment related codes. But this is going to change even more drastically over period. The whole system might become  a computer in the car! The car recalls will not be because of faulty clutch or a gear box it will be because of software glitches and sensors!

The cost of software currently in large cars can be about 10% of the Bill of Materials but is likely go up in next 10/12 years to 30%! So, this is going to be the first game changer. What happens to current vendors of engine parts? As the population of EV’s starts increasing, the population of new IC engine cars is going to come down! Instead of one set of vendors, who make drive train parts, new set of vendors from IT industry and electronic industry will take over! So, need for physical RM will start getting replaced by “products” which cannot be seen by naked eye! Players who are currently tier 2 or tier 3 vendors may start becoming tier 1 vendors. At the same time car manufacturers may stand on the toes of Operating system vendors so that they can control the distinct facilities they can offer. This cannibalization is already being observed in case of battery manufacture! Vehicle manufacturers themselves are producing battery packs now. In IC engine cars, batteries have a small functional role whereas in EV’s it is going to be the new “Petrol”! OPEC, I am sure is already having sleepless nights or nightmares!

It looks like software will follow the path of infotainment innovations, autonomous driving capabilities, intelligent safety devices which will be able to work even if some part of software fails! The software will integrate with hardware in the form of sensors! This my friends, is going to be future drive train! The whole system over a period will be of increasing complexity which will need newer and newer algorithms and will generate such a huge data that all the data generated from these cars will have to be stored to cloud! One important aspect of new drive train is temperatures; these are almost at room temperature compared to IC engine cars where exhaust temperatures can go upto 600 deg c! This normal temperature in “New Engine” will allow usage of lot of electronics, sensors, software and ECU’s.

What do we foresee? Basic car with body, trim, seats etc which will keep on changing as is happening now. But it is the “New Engine” in the form of sensors, software, ECU’s and cloud computing that will change the car and make it a different beast than what we see today!

First and foremost will be the infotainment area which will have full connectivity with our single “communicator” which is currently our cell phone! It will have all these functions plus, music, internet hookup, reverse drive screen, automatic parking capabilities. This will use cameras in place of mirrors and it will also be the GPS display screen! What new functionalities will be added is anybody’s guess! Next consolidation will be ECU’s. Currently, there are 8 to 10 of them per car. These will be consolidated over a period, to one or two ECU’s which will handle all functionalities . The “real engine” will be controlled through these ECU’s along with other systems like wipers, window regulators, AC’s and so on. Next important aspect is, each vehicle will generate so much data that storing the same can be an issue. So, all this data will be transferred to cloud. This data can be used for analysis, diagnostics, on improving performance of the vehicle. This will be real life data and give the car makers real life continuous flow of information; product improvement cycles will be much shorter! In most cases in future, product errors will be related more to sensors and software. Software errors can be updated easily by releasing patches to all concerned cars as these cars will always be connected!

Another game changer will be what is going to happen to car service industry! Cars will go to workshops only for sheet metal work! Or small odd jobs! This will also affect vehicle manufacturer’s spare part sales; we know that drive train component manufacturers, will go down over a period! These components will exist only for old cars as no new cars will not need their products!

Another new area that will come up is third party software products! We really don’t know what these products are going to be! Most of the products will be available for passengers, as the driver naturally cannot use them while driving. Oh, I forgot we will have driverless cars at some stage, then all are going to be passengers. So, possibilities are simply unlimited!

I could write on and on and on! Let us wait and watch; there have been car racing games for computers. But now you will be having computers which drive real life cars on real roads! That too on their own! As a game changer or major disruptor of business, it’s a great thing for humanity. But for those who are in business of making current drive train components, it’s going to be a nightmare. As my friend had rightly said during a discussion, “I am ok with this change because it is for my next generation to handle this and not me because real inflexion point could be 2030, by that time I will retire!”


Money Matters!

My take on modern money management and bitcoin!

Money, Money, Money is lovely song by Abba from 70’s. Money is an important thing in life but it is not everything.

Historically when life started, there was no trade as there was no ownership concept. With individual ownership concept, starting 10000 years back, barter system started. Which later got converted to money and later into currency system. With industrial revolution, wealth generation started galloping and with that the greed! Before this period, only rich people were  the royalty and their kin! This of course continues, I need not say who the modern royalty is. Latest revolution in computers and related businesses have crossed imagination in wealth generation, beyond everybody’s expectations. But the main thing is the “you and me” gang started doing well, moneywise!

How do people make money? Some are brilliant wealth creators, they develop products, processes and concepts which the whole world appreciates and buys. Some inherit money but people like you and me, make money in a very conventional way. Typical people of our generation got themselves good education, took a job, tried to get office accommodation, later bought own home. With other family responsibilities, small amount of money remained in balance which was promptly invested in Bank Deposits. This was the process of living life, straight as an arrow and most important, safety first!

But is the conventional way of living safe life and being satisfied with it, relevant in today’s times. Probably safe deposits route was perfect for socialistic thinking of 70’s and 80’s of last century, we got used to it and continued. One person in Mumbai was given Shares of Wipro in 70’s worth Rs.10000/. The person was moneyed even in those days. He promptly forgot about the shares. When he died around 2010, his family found these shares which were simply stowed away. Their value had become Rs. 280/ million! Wow, Wow and Wow! In today’s financial jargon it is called long term investment! The money was invested in the so-called Market! In modern economies an individual is now being forced to be in the “Market”. For bank fixed deposit now, interest rates are negligible hence the shift. But there is greed. People got lured from FD in banks to very high returns from time immemorial. When banks could not give good returns, how someone else will be able to give high  returns on money. No one raised such issues, at least initially.

In came Charles Ponzi in 1920 in USA. He started one such scheme and lots of  people got sucked and ruined in his schemes. A Ponzi scheme is a fraudulent investment operation where the operator, an individual or organization, pays returns to its investors from new capital paid to the operators by new investors, rather than from profit earned by the operator on previous investments. As explained, excellent marketing techniques helped first group of people to be lured to such schemes. They were given exorbitant returns from the money invested by next batch of people. This cycle continued for some period and then unexpectedly for the investors, but expected by knowledgeable people, these schemes collapsed. With the schemes collapse, the people collapsed. The way Cadbury chocolate has become generic name for chocolate made by any other company, all such fraudulent schemes came to be known as Ponzi schemes.

Latest to join the bandwagon is the currency in news, I won’t call it popular, Bitcoin. Bitcoin is a cryptocurrency, a digital asset designed to work as a medium of exchange that uses cryptography to control its creation and management, rather than relying on central authorities. The presumed pseudonymous Satoshi Nakamoto integrated many existing ideas from the cypherpunk community when creating bitcoin. Over the course of bitcoin’s history, it has undergone rapid growth to become a significant currency both on and offline – from the mid 2010 onward, some businesses on a global scale began accepting bitcoins in addition to standard currencies.

To give you some feel, in 2010 Bitcoin was trading at 1 bitcoin = US $ 0.003. In November 2017 at its peak it was trading at 1 bitcoin = US $ 17,900/. Today, January 2018 it is trading at 1 bitcoin = US $ 11,171/, this is the  reduction in one month. Ponzi Scheme? I don’t know. Bitcoin is trying to replace global currency in the form electronic currency. But for such type of Electronic currency to succeed, all nations in this world will have to agree. Ten developed nations in the world including US, UK, Denmark, Sweden, Australia have formally accepted Bitcoin as a currency. This may get accepted over a period of time as money. All sovereign countries formally have to be accept Bitcoin. Without this acceptance I visualize a tricky scenario e.g. today you can get one Pizza in US for one bitcoin. How much will you pay for the same Pizza in UK and in Australia? Is this rate going to be based on comparative rates of current currencies? Presently, I find it difficult to understand how this will be achieved. Will I dabble in Bitcoins today? Definitely not. The currency which can get 38% devalued in such a small duration, and has yet to get approval from most of the countries in the world, is a strict no, no for me. I am sure Bitcoin or something similar may become a global currency in future but I feel that is still some time away.

What will today’s generation tell their children about money management? Take your education and learn some special skills of your own! Well, I am sure you know the market conditions, if not study them and create your wealth. Don’t waste your money on homes and cars, when you can always rent whatever you want. But try to stay away from Bitcoins of this world. It is today’s Ponzi scheme!

To you my friends one quick suggestion. Under financial advisor, put some money in market schemes which are Trigger based. Your funds are normally invested in debt funds; but when the equity market is on the Bull run, the money  will get transferred to Equity, make decent money and when Bear run starts money will be shifted back to Debt funds! Any takers from my generation?

Home Alone !

One is never Alone! One can be lonely due depression or some illness!

The other day while chatting with some friends, a friend used a term Home Alone or something similar! The reference was about someone, whose all three children live in US, Germany and Australia. He used a phrase that was contradictory. “You two must be alone here as all your children live in foreign countries”! How can two people be alone is the question that came to mind. A person is called alone when he has no one! But can any person be without anyone? 

The fact that a person was born means at least two people were involved in the process. My theory is that no one is alone. Alone, loneliness is a state of mind and not physical. When the friend made the statement mentioned above, it was contradictory. When husband and wife are together they cannot be alone! They are a couple who have spent their life together. As against this, a person lives with spouse, children, their family and relatives but still can be alone. But this may be better described by word lonely! When we are born, we come in this world alone and when we pass, we go alone! These are probably only events when one is alone.  

At birth, every child is alone in this world as the child does not know anything, understands nothing. This happens in all the species. Some nurture their babies, bring them to a stage where they are slowly able to manage and handle  the world. Time required to achieve this independence varies from species to species. Only in human race, because the child has to pick up a lot of skills, we look after our progeny almost for first 19/20 years of life. During this period, we learn a lot of social skills, we develop a lot of friends and acquaintances. This obviously gets developed into every person’s ecosystem. Of course, there is a possibility that the ecosystem may shrink over a period if one lives way beyond normal life expectancy and this can happen in late phase of golden age.  

Some are born extroverts and some are born introverts. Those who are introverts can have lesser company of people over their life-time. I am confident that they are definitely not lonely, it is the way they are made. Introverts may be happy to have less people around whereas extroverts will be happier with more people around. The so called lonely exist because of certain health issues like depression or major illness. These issues need medical treatment. Another reason the loneliness can arise is because of certain different traits in one’s nature. Some are very uncomfortable meeting new people whereas some are looking forward to meeting new people; it is their elixir! Some have inferiority complex because of the way they look, the family where they are born and so on. But generally people look for good traits in an individual rather than their physical side. Those with such trait can become lonely.

Loneliness is a state of mind created due to some event or an illness. This state of mind creates a poison within you! It is like bile generated within you. You feel better only when the bile is vomited out. Similarly, we must make an attempt to throw the poison of loneliness out of the system.  Most of the time, the state of mind is created due to misunderstanding; this can also happen due to not understanding or knowing the right circumstances.  

I found a beautiful poem, about loneliness,  on the net. 

If tonight you feel alone wondering 

If anywhere anyone 

Could possibly be missing you 

Just know that if they do not miss you 

It is because they do not know you 

And have not seen the incredible beauty in you 

This poem correctly depicts the situation which arises by not knowing the facts! 

Friends, I veered from a casual remark made by someone, “You two will be alone, is it not?” The technology which is available now is the greatest boon to mankind. How it has brought people closer and together? How family living in different parts of the world can be close to each other due to technology? Alumni Associations, different WhatsApp groups, Facebook have done miracles in the lives of people! But will all this really help if your mind is not open? This technology has created some funny situations of loneliness where someone with 1000 FB friends does not know his neighbours.  

So, keep yourself and your mind open; even after trying this if you still feel lonely go and see a doctor and get yourself treated! After all one can take horse to the water, he will remain thirsty if he does not drink it. You can still be lonely in Sea of People!





Let us all become Bill Gates!

Let Donations be way of life in Golden Period of Life!


Bill Gates has done many things in a single life time, what most others will not be able to even think of doing in many lifetimes! The most famous Harvard dropout started Microsoft with Paul Allen and today Microsoft is the world’s biggest pure software company. They are hardly into hardware! While achieving this, his wealth kept on increasing by leaps and bounds. He started donating his wealth, the figure I could locate is US $ 60/ Billions, his total donations till 2016. It is immaterial how much % of his total wealth he is donating! He has not only donated his wealth but is encouraging many super rich people from different countries including India, to donate their wealth. Slowly but steadily the movement is catching up and people are coming up by donating huge amounts of money. But is this the prerogative only the super-rich? I don’t think so.

Link for Gates Foundation

Gates foundation has three main bylines. 

  1. Ensure more children and young people Survive And Thrive  
  2. Empower the poorest especially women and girls, to transform their lives
  3. Combat Infectious Diseases That particularly affect the poorest  

This mainly suggests of empowerment via education and good health of weaker sections. I had similar thoughts in mind but I thought borrowing proven ideas makes more sense. These bylines make so much sense. They talk of practicalities of life! Ensure that more children and young people survive- it means that let’s nurture our future wealth, the children of today! Empower the poorest especially women and girls- it means make the weaker section of the society stronger. Combat infectious diseases which affect mainly poor. If we want to become Bill G we can try something similar!  

There are millions of people world over, who have money far in excess of their needs, mind you they are not super rich but are fairly well off. For theoretical calculation, let us take the case of India and China. Consider a figure of US $ 10000/. This is equivalent to Rs.6.6/ lacs. According to me at least 1 million people in India and maybe 2 million people in China can donate this amount easily! So, in US dollar term it is 3 million people can donate US $10000/ each. The collective amount becomes US $ 30/ billion.  

Let us consider next group. Reduce one digit from US$10000/ and make it US$ 1000/ which is Rs.66000/ The number 3 million can become 30 million. So, from this group of people, the amount generated can still be 30/ Billion! Are we not in the direction of becoming Bill G? 

If people decide to donate the sums I have indicated, we create one more Bill G! 

Folks, I have just shown you some calculations which are hypothetical but these are not an impossibility! This is only tip of the iceberg! Our world needs many Bill G’s; I am a firm believer of theory, that when less and less people are jobless, and in good health, this world will become a better place. But unease, shear pain of looking for your next meal, and many frustrations due to poor health leads to many bad things that happen around us! So instead of happy world, situation is sad. Consider an Utopian scenario where everybody gets a job, their daily two meals and are able to send their kids to school. This is what we should aim for. 

What can donations do? It is not about collection of donations and putting them in a bank account or a black box. We must look at the broader picture. What have the Bill G’s of this world done? First step was to think about giving away the wealth. Second, they decided what to do with that money. Then plans, organizations, budgets were prepared. Gates foundation came into being. They decided how to go about all this; the bylines mentioned above tell us the direction that they have taken.  

How to put my hypothesis mentioned above, in practice? In our case,  

  1. Firstly, we will have to decide to become Bill G  
  2. We should also want to make some of our friends Bill G! This process has to run like a chain reaction  

I am sure something big can happen. In Bill Gates’ case, the money was already there; in our case also money is there. But it is in different locations under control of different people. This really is the problem, 

Consider a case of an individual. The person is at stage zero and is not aware how much spare money is available! The quantum of money available for donations is going to be dependent on how the person analyzes the finances.  

I honestly feel that we can start this thought process around the age of 40! We will have to make some assumptions here. Firstly, we can assume that we are going to be on the “Tera Firma” till the age of 80. Does 80 sounds like a good figure? We can honestly do a lot in 40 years. We can start with small amounts of money at the younger age. When we retire and are in golden period, we should become more serious about donations. My take is that people keep on doing charity but it is not commensurate with the funds they have. Why this is not done, is because we do not do the realistic calculations. Another thing is there is no well spread culture of donations in our society.  

In golden period, money is needed  

  • to live,  
  • to have fun and holidays,  
  • contingencies,  
  • medical emergencies  
  • and to pass on to the next generation. 

If we are lucky and pragmatic, we can make changes in the phase “pass on to the next generation.” Do we really want to do this? Do they really need this? Are they struggling in life? If the answer is NO to all these questions. Calculate how much money you need to live, to have fun and holidays, contingencies, medical emergencies. As we grow older, only medical expenses can start going up; expenses under other three points, slowly will start coming down. The money that we have in golden phase is from Income from our capital or war chaste, and in some cases pension. I feel that we are afraid to touch our capital! Super rich have so much capital that they do not have worry about such aspects. But we the middle class and slightly rich also have more capital than we need. On top of this, we have money invested in homes. Emotional value and “passing on to next to the generation” are main reasons we hold on to them. Why not sale them over a period and start living in rented homes? Some people think that reverse mortgaging could be a better but it is individual choice!  

Passing on money and homes to the next generation is a good idea but passing on to them the culture of donating is even a better idea! In our country and I think in Maharashtra, the state where I live, the donation culture has been present only in rich people. But we have forgotten that during last 20 years we have done better than we have ever done, and there is money available for donations. 

Coming together and forming and organization like foundations, can be tough and we may be skeptical about it. I suggest following routes. 

First and foremost, do not be  cynics; systems do work in India many times.  In Pune Adar Poonawalla foundation has already taken up 40 kms of public  road cleaning under them by donating Rs.100/ crores! . 

  1. Sponsor children’s education – there are institutes like Karve Institute
  2. Improve schools-  Give them modern education tools and for god’s sake repaint some of them, especially vernacular schools! Children from low income families go there! You give I pads to your kids, to play, anyway!  Two ipads equivalent is the cost of one school room modernization. 
  3. I am told that we can donate to build public toilets, there are organizations who will maintain these at a cost for you. Do it!  
  4. We can do these things individually.

There can be many ways of doing this without getting bogged down by systems. I am thinking very strongly of formally starting this movement and hope you folks join this. Mind you, money need not be collected, it can be given directly to institutions. 

I read a beautiful thought about relationships. Consider relationship between a Kite and thread that flies it. This becomes a beautiful site to behold, when they come together with kites soaring on top of this world! Consider that we are able to bring together, weaker and poor section of the society (for me it is the kite) and the hidden wealth with us (like a Thread) . How this kite will soar in future? Let’s start doing it. I want as many comments from you as you can, and then let us hit road! Come on you Bill G’S! 

Adar Poonawalla




Advantage, Poor Economies!

Sometimes not being too developed is an advantage!

As the cliché goes, “Change is the only constant”! Human race with smarter brain and use of Thumbs of both hands has leaped frogged ahead of other species. From stone age tools, to the wheel, to metals, list is endless. During any and every change there has been resistance, there has been reluctance to accept new things. Flat earth theory is the classic case of non-acceptance of the progress of science. But in the end, all the new changes became routine.

During last 50 years of previous century and 17 years of current century, the changes and innovations have happened at an breath taking speed. Some things kept on becoming more efficient and improved tremendously. Some products, became obsolete even before their potential could be realized. Classic example is Fax. Before we started using fax in a big way other methods of communications came into use, PC became a mass product and over period fax machines simply disappeared. Some products which never existed before suddenly became household names, like iPod.

Computer proliferation has been the most important change that happened during 80’s and 90’s. Advent of computers, first as big as a room, then came desk top machines, followed by laptops, tablets and smart phones. This sequence is important. Computing and storage capacities went on increasing so rapidly that current smart phone capabilities are far greater than original desk top machines. One of the most important effect of these changes is to speed up discoveries in various fields, improve diagnostics in medical field due to better imaging techniques and faster results of collection and analysis of data.

I have only touched upon a couple of innovations and technological changes, but I always wonder how the general population of the world will handle these changes. One important thing about some of these changes is that they are seamless and are accessible without the hindrance of international borders. This reminds me of a Hindi song Panchi Nadiya, Pawan ke zoke, Koi sarhad na inhe roke! Birds, Rivers, the Breeze fly and flow at will and no border can stop them. Internet is one such thing like the birds and rivers and breeze! Except in countries like China, who go by their own laws of freedom. Another unfortunate seamless development is terrorism but that is a subject by itself.

How is general population able to handle these changes? In developed countries where literacy levels and education levels are higher, you might think that they handle it the best. But we already know that India is leading the usage of Cell phones, more than 80% of India’s population has biometric identification, which is practically unbreakable. High % of Kenyans use cell phones to make their financial transactions. I am quite sure many more Indians can do it but they avoid doing formal transactions so that they can cheat on taxes. I do not know the data about how many Indians have started using Bitcoin crypto currency! This switch over will be fast because it is currency which is non-traceable, seamless internationally and illegal in India. This will help people keen on dabbling into “black money”; at least currently it is better than keeping money in Cayman’s island!

How can new technologies change the world order? This may not happen overnight, but it can happen. Countries like US, England, Germany and many other are money rich countries, but countries like India are data rich. In 70’s in the last century when gulf countries realized the importance of oil, in a decade or so they became rich countries because they exploited the oil! Mukesh Ambani has recently said that Data is new Oil! What is the meaning of this statement? It means that the country which garners and manages the data well, will become rich fast. China is both rich in money terms and is data rich, so they will probably gallop over the others.

The Rich world already had systems and with new technologies they have improved on their systems. But in countries like India a large % of people who are not in the system, are taken into formal system, thanks to Aadhar which has biometric authentication. This has enabled India to create completely new systems. This will enable such people to access loans, and funds to which they never had any access. These systems can give poor, subsidy in Electricity bills and Fertilizers, directly. Before new systems there was a big leakage of funds and benefits never reached the poor. Systems are being designed for day to day use where biometric authentication is the only thing that is checked e g vending machines. Using this authentication, financial transactions can be completed. In India power deficit has been historical. Recently, a solar power plant for 800 Megawatt was commissioned in six months in Andhra! Five thousand people were employed on this project. One more example of new technology doing quickly, what old and polluting technology was taking years to do. Those who can afford, should put a solar plant on their own rooftop, for home use. What this does is 30/35% transmission loss is gone because there is no transmission!

Will the “uneducated un included” population be able to handle these rapid technology changes? If cell proliferation is an indication, then things look good! Cell phone is going to be the tool for all so it is upto the app developers and various agencies to create business processes in such a way that life becomes easier and easier; biometric authentication is already there! Before signing off let me share one more example of new technology and thought process. There is a Dam near Pune with a very large reservoir! The is plan, is to cover 4600 acres of water with floating solar panels to generate 1000-Megawatt power! Do you know what the bonus is going to be? Great saving of water which is lost due to sublimation! Great thoughts and new technology are simply going to change things for “Have Nots”!

At the end of the day!

Meandering through life with love, faith, humility, gratitude and empathy!


Pramod somehow managed to make Internet Genie run at the high speed that was expected of him. Genie as usual started narrating a story. He started with a question, “At the end of any day what will you consider as your greatest achievement?” Pramod knew that if he uttered a word, Genie would slip out of his control and system will hang! So Pramod did not give any reply to the question asked.

As usual Genie kept on talking. Pramod, I know that life is full of great many options. You can be a great businessman, or you can be a great professional or a great sports person, or an artist. But what would you call your real achievement? Will you be happy if people say that Pramod is very smart guy, but he is an even better human being? What have been your targets in life? What have been your goals in life?

Pramod, today during at an event for a book release, about overcoming the loss of a spouse, a speaker said that between spouses four things are very important love, faith, humility, gratitude. That is succinct way of putting things across. These four words define the closest relationship in the world where you are friends, lovers; you fight and make up! You sacrifice for each other and you are proud of each other. You give tit for tat in anger and love in equal measure! If similar thoughts can be extended to other relationships in life, Pramod, I would add empathy!

How are the relationships formed and sometimes broken in life, Pramod? When the deficit of any of the five points starts on a regular basis, relations can sour but Pramod there is no reason to break any relationship. People may drift apart but reaching a breaking point is not necessary. One can agree to disagree but what is the point in breaking a relationship. There is only one life to live.

Pramod, I have seen how you have managed the relationship in life! I have been tracking you, though you may not know! Once I remember your son asked you if summer training was possible in Cummins. You told him, “Let me call someone”.  Next day it was arranged. Your son asked you the next day, “Hey dad! How come you always say, let me call someone for any and everything?” You just smiled.

Pramod the other day an old business friend of yours read your recent blog and after a brief exchange of messages, you phoned him. He was so happy that at the end of your chat, he said, “Will it be ok if I barge into your office right away? After listening to your voice, so many old memories kicked in, I feel that I must come and see you right away.” He came to your office in 15 minutes for a cuppa!

Pramod, you have always managed to keep professional and personal relationships in the right perspective but with your attitude and natural friendliness, even you also did not know when professional relationships changed into personal respectful relations. You have become a sounding board for many, people simply share anything and everything with you. You have unknowingly or maybe knowingly applied all the five principles of life in a beautiful way. This has made you a natural aggregator of friends. Pramod, I remember once you had told me about your mother’s opinion about you. She had told someone, “Pramod does not need alcohol to get drunk. Meeting or talking to a few friends is enough for him!”

Genie continued. He said, Pramod you should be proud that this continues well and true in the next generation; and this transition augurs well for the world, if your way of thinking becomes part of inheritance! Yesterday, you met your new neighbour in the lift (elevator). In that one minute, as only Indians can do, you knew details about each other. One thing led to another and you invited him for a cuppa to your home. I know how you managed to convince a person, you had met only for one minute, to come over to your home. He happened to work with your son Sachin, in a company called PTC, about ten years back.  Sachin lives in the US and his friend was working for Pune office of PTC. After half an hour, his friend got up to go home and took a promise from you to visit them over a weekend. While going he said, “Pramod, Sachin was my manager in PTC. When he decided to change his job and move to Microsoft, many of us reporting to him cried!” They were all young professionals, in thirties! You asked him to explain more about this. He said, “Pramod, Sachin is a rare person, who is very smart and he has love, faith, humility, gratitude and empathy. He carried his team together in a beautiful way. I never knew that this is possible in a professional relationship.”

Pramod, I want your reply on this as I know you have strong views!! Pramod just could not keep quiet. He said, “Genie you seem to in mood to praise me and for a change I really do not know what to say! I am happy that you like what Sachin and I are doing in a natural way. I have never tried to form a relationship, they just happen. I could switch to first name basis, in first or second meeting with most, though it was not so popular in late 80’s and early 90’s. I could keep separation of work and personal relationship easily, so at the end of a tough meeting, I would enjoy a cup of tea as if nothing had happened. Come to think of it, my mother had a very easy way of knowing new people and had her friendly relationships with many. It is probably HIS way of passing the right genes down the generations. So, my greatest achievement in life is long list of people who are my friends!”

With this statement Pramod broke the golden rule of silence that Genie had locked him in.  At that instant Genie slipped out of Pramod’s grasp, Genie’s speed became equivalent of 2 G and system hung!  Genie could not help but make a passing remark before escaping. ” I am sure if the world is full of persons like you and your son, and of course your mother, all is well. 9/11 and 26/11 are just blips!”



When things get tough…

When things get tough get going!


Pramod somehow caught hold of Genie, managed to make Genie run at the high speed that was expected of him. Genie as usual started narrating a story. He started with a question, “Pramod, how do you feel is the life of an artist? What do you think keeps the artist going? What drives the artists to pursue their art?” Pramod knew that if he uttered a word, Genie would slip out of his control and system will hang! So Pramod did not give any reply to the question asked.

As usual, Genie kept on talking. Pramod, you must be wondering why I am asking you about artists! Ok let us be honest, you are not one, but you are now a closet blogger and blogging is like what artists do. You write your blogs as an individual, publish them and hope that your readers will like them, readers criticize them, disagree with you. When you started writing, you had only three readers, your family. Slowly your frequency of writing increased, you started getting a few more readers. Then during last few months, the “hits” started increasing because your frequency of writing increased, and the blog spread also increased. It took you about 4 years of consistent writing, to reach reasonable hits. Pramod, your livelihood is not dependent on this activity, so it hardly mattered to you whether people read your blog or not! You will continue writing blogs as and when you want as there are no deadlines.

But what about new singers, painters, sculptors and many such people who start their careers and hope that their art reaches a lot of people. How many of these people even reasonably succeed as full timers? They struggle every day not only with success but in making money! Doctors and engineers who work independently also have similar issues, but they can take up some job. But they don’t have to struggle on day to day basis! Where will artists get jobs? Musicians may get but singers, dancers, sculptors they must be on their own. Their work gets tested every day, criticized every day, and they are sure not whether their effort will be commercially succeed! The group of people who can use their talent is quite limited and competition these days is tough. Pramod, I heard that a Picasso painting got sold for US $ 450/ million. What did Picasso earn in his life time?

Hindi film industry music now is a big business. But with so many artists are trying their luck, there is tremendous competition. Top singers like Sonu Nigam, Shaan, Abhijeet have formally said that they are currently not being offered many songs. Same is the case with Kumar Sanu! There are many singers who are one or two film wonders and they are inexpensive! Pramod, you will be shocked when you hear this story. One artist was almost begging to a music director to allow him to sing in a movie and somehow managed to handover his cd. When the music director heard the song later, he found out that the singer was award winning singer for best song, the previous year. After that song, singer did not get any assignments.

There is one more shocking story, Pramod, about lack of control of artists on their earnings! Famous Hindi song “कजरा रेwas sold by a cell phone company for download as caller tune. The total business for this one song was Rs.16000/ crores, almost 2.8/ Billion US $! They shared the money 50:50 with music company. How much did the lyricist, singers, music directors get? Zilch! This one song could have made many artists millionaires! This movie was released in 2005, now it 2017! There is legal action going on. Pramod, I am not sure if they will get their money in their life time.

But what keeps these artists going? Passion! And secondly “No Option”! Pramod, in their passion I am sure, artists did not get trained to do anything else, other than their art! There are few people like M F Hussain and Lata/Asha sisters who were commercially successful ; there must have many equally good artists who did not become commercially successful. The artists mentioned above have also been successful but at a very young age they are “out marketed” by competition!

Pramod, I want your reply on this as I know you have strong views!! Pramod just could not keep quiet. He said, “Genie, there is no substitute to passion! I get a feeling that many great things in this world are done purely due to passion. If Steve Jobs did not have passion there would not have been Apple. Without passion there would be no Federer or a Tendulkar. Passion has driven social workers like Baba Amte and Maharshi Karve. Artists and individuals who work only with passion are the real creators in this world! This inherent toughness in them keeps them going in tough times. ”

With this statement Pramod broke the golden rule of silence that Genie had locked him in.  At that instant Genie slipped out of Pramod’s grasp, Genie’s speed became equivalent of 2 G and system hung!  Genie could not help but make a passing remark before escaping. “Pramod, I agree with you. But what is the reason in you to have this passion for blogging?